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Personal Finance

US Conforming Loan Limits (Finally) Rise for the First Time Since 2006

by Stephanie Colestock

If you are a homeowner or have looked at buying a home in the near future, you probably know all about conforming loans. While the limits for these types of loans have remained stagnant for the past decade, steady increases in the housing marking have prompted this ceiling to rise for the first time since […]

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Why Do I Have More Than One Credit Score?

by Stephanie Colestock

At some point in your life, you’ve talked about your credit score. In fact, you’ve probably talked about it many, many times. What it is, how to improve it, how much you paid to get it… But what if I told you that “it” is really just one of dozens of potential scores out there, […]

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How to Create the Ultimate CD Ladder

by Rob Berger

The low interest rates offered by even the highest-yield savings and money market accounts are disappointing for savers. Even as the Fed starts to raise rates, savings account yields haven’t budged. So, do we just give up the idea of earning anything on our savings? Well, not necessarily. One alternative is to create what’s called a CD […]

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Which Credit Card Should Be Your First?

by Aliyyah Camp

Getting your first credit card is a significant financial milestone. Maybe you’re a college student jumping into personal finance for the first time. Or maybe you’ve just never had a reason to get a credit card before. Regardless, you may be overwhelmed with all the options that are out there. When it comes to getting […]

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How One Cafe is Changing Financial Wellness for Chicagoans

by Michelle Dash

Last week, I walked into a hip coffee shop nestled between Ann Taylor Loft and Urban Outfitters. Located in a family-friendly Chicago neighborhood on a cheerful, bustling street, the cafe didn’t appear to be anything other than typical. However, I soon learned that Next Door Cafe was offering a lot more than your run-of-the-mill espresso. […]

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A Review of the Personal Capital Financial Advisory Dashboard

by Kevin Mercadante

Looking for a way to simplify how you manage your finances, from your spending to your credit cards to your investments? Personal Capital’s financial dashboard may be just the tool for you. This all-around financial management tool is easy to use, tracks all of your financial information, and offers investment advising, to boot. The free […]

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How to Budget for Annual Expenses

by Derek Brameyer

Certain expenses can sneak up on you, especially if you don’t run into them too often. For example, a new passport costs $110, but renewal only comes around once every 10 years. Other recurring bills like property taxes, car registration, and insurance payments can also make an unexpected dent in your wallet when they pop […]

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Fidelity Study Finds Millennials are Moving Back Home in Droves

by Stephanie Colestock

Ah, millennials. They are the first generation to grow up with iPhones, FaceTime, and GPS apps. Most of their banking is done online and, thanks to Amazon, the majority of web purchases arrive at their doorstep within 2 business days. They hit the generational jackpot when it comes to convenience and ease, it would seem. […]

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Why Lending Rates Can’t Stay Low Forever

by Richard Barrington

The Federal Reserve sure gets a lot of media attention. And yes, the discussion of when and if the Fed is going to raise interest rates can get a little tedious, but it still probably deserves some of your attention because interest rates are woven so deeply into the fabric of household finances. The Fed […]

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Metrics for your household finances

by Richard Barrington

It’s the heart of the baseball season and, whereas 20 years ago talk about the sport would have centered on the All-Star Game, the trade deadline, and how the pennant races were shaping up, now the chatter is filled with terms like “Wins Above Replacement” and “Defense-Independent ERA.” For better or worse, advanced metrics have […]

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