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Personal Finance

Financial Ratios for Personal Evaluation: Debt to Income Ratio

by Luke Landes

The main reason I first started Consumerism Commentary was to publicly track my financial progress from “down-and-out” to “not quite as bad.” I started plugging my financial details into Quicken, and like Kara from Ka-Blog says, watching your net worth grow is addictive. There’s more to your finances than just the bottom line, though. I ... Continue reading this article…

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Financial Ratios for Personal Evaluation: Working Capital Ratio

by Luke Landes

I’m a fan of using financial reports to analyze my personal financial position and progress. I’ve done this so far using basic reports, like the balance sheet and income and expense report. When investors and decision makers analyze companies, they also look beyond these statements. There are a number of ratios or comparisons that tell ... Continue reading this article…

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How to Be the CFO of Your Own Life

by Luke Landes

I think there is a point in every person’s life at which he comes to a realization and has to make a decision that shapes the course of his life. This happened to me in the early part of the year 2002. I’ll spare most of the details, but at this time I realized I ... Continue reading this article…

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Flexo’s Top 6 Personal Finance Websites

by Luke Landes

If you’ve ever wanted to take a peak inside my brain, now’s your chance. Just don’t try Sylar‘s approach to brain examination. I’d like to share my favorite websites related to personal finance, not including blogs or pfblogs.org. The websites that are listed are here for different reasons. Some I visit often to get new ... Continue reading this article…

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If You Like Calculators, You’ll Love This

by Luke Landes

When I was a little kid, I had this relatively large, yellow calculator. I had no idea what it was called until I did a little Internet research yesterday. I matched photographs until one jogged my memory: the Little Professor Calculator (more info). Not only could it perform the basic arithmetic functions (I think), but ... Continue reading this article…

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Financial Health Day on Gather

by Luke Landes

Tomorrow, September 28, 2006, is Financial Health Day on Gather. Gather is a social networking and community website that is based around informative articles written by the community members on an incredibly wide variety of topics. Here are some sample personal finance-related articles that will be featured tomorrow: * Pay the Real Estate Property Tax ... Continue reading this article…

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Here is the Winner of The Big Money by Fred Kobrick

by Luke Landes

Earlier this week, I participated in JLP’s Question of the Day Marathon by asking about readers’ childhood experiences with money. The question received a number of great responses. To spice up the event, I added a giveaway. One lucky random commenter will receive a free copy of The Big Money: Seven Steps to Picking Great ... Continue reading this article…

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Question of the Day #15

by Luke Landes

I am participating in JLP’s Question of the Day Marathon, and today, it’s my turn to ask the question. Also, I have a free copy of The Big Money by Fred Kobrick to give away to one random commenter if at least 50 unique individuals (not including trackbacks) post their responses to this question below: ... Continue reading this article…

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Savvy Saver’s Turn to Ask the Question

by Luke Landes

Today’s Question of the Day comes from Savvy Saver. She asks about a critical financial decision, either good or bad, that put you on your current path. Check it out and leave your answer with Savvy Saver.

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