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Planning

Budget Categories Based on Maslow’s Hierarchy of Needs

by Luke Landes

When I started my first real budget as an adult, the concept was not difficult. I knew I had to track my spending and keep myself from paying more than necessary for expenses I could control in order to fix my financial situation. To reverse the trend of increasing debt every month, I came up […]

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Goal Progress After April 2011

by Luke Landes

I last evaluated my progress towards my goals at the end of January, so it may be time to have another look. At the beginning of 2011, I set financial and personal goals for the year to keep me focused on improving not only my finances but other aspects of my self. Goal 1. I […]

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How to Financially Survive a Disaster

by Luke Landes

When one thinks of earthquakes in the United States, California is usually the main target. The San Andreas fault line is well-known for powerful quakes. There are others located within the United States that, although they haven’t caused severe seismic activity in the most recent century or two, could produce earthquakes resulting in severe damage. […]

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2011 Goals: First Month Status

by Luke Landes
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The year is no longer new and novel. I’ve stopped accidentally writing “2010” on my checks, though I still double-check the date before sealing envelopes. New Year’s resolutions often don’t last past the first month of the year, so it’s time to see how “average” I am — how much I am like the typical […]

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Welcoming 2011 With Goals and Resolutions

by Luke Landes

Welcome to 2011! I’ve been reading 2010 recaps from friends and bloggers for the past few weeks and the general consensus is that people are happy to see the year go. With unemployment, health issues, and even death, the new year is being welcomes with open arms. I’m looking for a good year as I’ve […]

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Goals and Resolutions for 2011

by Luke Landes

Every new year provides an opportunity for self-renewal. The relatively arbitrary custom of recycling the dates on the calendar is like having a second (or a third, or fourth, etc.) chance to change the world. Although its history is a bit murky, the tradition of new years’ resolutions probably stemmed from this feeling. It took […]

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Evaluating My Progress Against 2010 Goals

by Luke Landes

There isn’t a lot of time left in 2010. As I get older, time seems to move faster. Perhaps now that I am not spending eight or more hours dedicated to a day job, I will be able to slow down the passage of time. With more time, 2011 may be better for me in […]

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Broaden the Concept of Return on Investment (ROI)

by Luke Landes

I was talking to a friend and former co-worker the other day about a recent major acquisition in the finance industry. One large company in this industry had financial trouble of its own in the last few years, received an infusion of capital to keep it afloat for a while, and began selling off its […]

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How To Stick With Your 2010 Resolutions

by Kelly Whalen

This article is presented by Kelly Whalen, Consumerism Commentary staff writer. It’s the time of year when everyone is talking about their New Year’s resolutions or goals for the year. Tops on the majority of Americans’ New Year’s resolutions for 2010 are losing weight, quitting smoking, and saving more money. While losing weight and quitting […]

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Smithee’s Goals for 2010

by Smithee

My one goal from the beginning of 2009 was to do at least one creative thing a week. When I thought of it, it seemed pretty ambitious, then I started writing twice a week for this site, and it was automatically taken care of, so any other creative thing I did was just metaphorical gravy. […]

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