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Real Estate and Home

Senate Amendment to 2009 Stimulus Bill: First-Time Home Buyer Credit

by Luke Landes

This text refers to the original amendment to the stimulus bill, which has now been superseded in the final law. The first-time home buyer tax credit is now $8,000 and is available for people who purchase a house between January 1, 2009 and November 30, 2009. Here is how to claim the $8,000 home buyer […]

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Senate Amendment to 2009 Stimulus Bill: 4% Fixed-Rate Mortgage

by Luke Landes

Updated March 20, 2009: The stimulus bill is now a law. Read our roundup of the many ways you can benefit. Without any Republican support, the 2009 stimulus package pushed by President Obama passed the House of Representatives. The bill is now making its way through the Senate, and it won’t come up for a […]

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10 Tips for Buying a House in Any Market Condition

by Luke Landes

When you sell one house and buy another, the overall market conditions don’t matter as much. Unless the two houses involved are in areas with drastically different market conditions, you are exposed to the buy side and the sell side at roughly the same time. Whether it’s a “buyers’ market” or a “sellers’ market,” you […]

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Why I Will (Probably) Never Buy a Condominium

by Luke Landes

The “condominium” (or “condo” for short) is generally seen as the missing link between renting an apartment and owning land with a house. Commonly, at least in my experience, a condominium is an apartment building in which the units are individually owned but the common spaces are jointly owned by all individual owners. There is […]

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Home Improvement Cost vs. Value (2007)

by Smithee

As first-time homeowners, we watch more than our share of DIY Network / HGTV / buying and selling home shows. My wife and I work as a team: she concentrates on making home improvements, and I’m concerned with making sure things don’t fall apart. I also worry sometimes that any project we undertake might be […]

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Inspect Your Home Inspector

by Guest Author

This article was written for Consumerism Commentary by Antelope, an entertainment lighting designer working hard to achieve financial security. In the last year, my wife and I have sold a house in one city, and bought and sold another house in another city. After a bad experience with a home inspector when we were buying […]

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Good News if You’re in the Market for Buying a House

by Luke Landes

Earlier this week, a few real estate market survey results were announced in the media. This could be good news for house shoppers. In January, prices of homes on average were 11 percent lower than prices of homes at the same time last year. These results are based on the S&P Case/Shiller index, which collects actual […]

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How I Evaluated and Declined a Recent Rental Property Investment

by Sasha

As my partner and I are active landlords and property investors, it’s no surprise that people approach us with real estate offers. Sometimes they’re great deals, too – people occasionally inherit properties they want to get rid of quickly and therefore cheaply, or learn of a house at a great price that just isn’t selling. […]

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Still Believe Real Estate Values Never Go Down?

by Luke Landes

For some reason, I will never get out of my mind someone once told me shortly he purchased a house he couldn’t afford (and knew he couldn’t afford) with a risky mortgage. He said, “I’m not worrying. Real estate prices never go down.” I wasn’t about to get into an argument; he was a former […]

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Pop Star Follies Part 2: Michael Jackson’s Foreclosure

by Luke Landes

We’ve been discussing Britney Spears’ reported poor financial management strategy lately. A recent court report described her overspending and lack of investment, although this may have been a part of her spousal support strategy. She must have financial advisers on her payroll, right? There must be more to the story. Nevertheless, I’m not stepping up […]

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