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Unexpected Call From Commerce Bank

by Luke Landes

Last weekend, I decided to open up a checking account at Commerce Bank. My girlfriend has been a customer for a few months, and she is very happy with their service. You can’t beat their hours, either. The branch a couple of blocks from my apartment open late tonight and all Thursdays — to 8:00 […]

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Presidential Dollar Coins: New Designs in 2008 and Future Changes

by Luke Landes

There’s some news about the relatively unpopular “presidential” golden dollar coins. I’ve been using these coins almost every day, but I have not run into anyone else doing so. Most people I know haven’t even seen the coins. If you want to pick them up from the bank, pay attention to the release schedule: February […]

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$1,000,000 in Pennies in New York City

by Luke Landes

If you visit Rockefeller Center in New York before the end of the year, you’ll see an “art installation” consisting of $1,000,000 in one-cent coins. Silda Wall Spitzer, the wife of Gov. Eliot Spitzer, joined more than 300 elementary and middle school students from New York to unveil the “Penny Harvest Field,” an exhibition featuring […]

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Purchased Airline Tickets for Thanksgiving Vacation

by Luke Landes

It has been my tradition over the past few years, I will be traveling to visit my family in California over Thanksgiving. As usual, I waited too long to purchase the airline tickets. I checked prices a few weeks ago, was discouraged by the high rates, and procrastinated even further. A few nights ago, I […]

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Debunking 13 Retirement Myths, Part 2

by Luke Landes

On Monday I began debunking retirement myths with the help of Money Magazine with the first seven of 13. Today I’m presenting the remaining 6 common errors in thinking. Myth #8: Your house can finance retirement. I’ve said this before — your house is not a retirement plan. Real estate investments are another matter; unlike […]

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How to Best Handle Old Credit Card Accounts

by Luke Landes

One of the best things you can do to build awareness of your financial condition is to view your credit report. Granted, in this case, it’s your perceived condition, not by your friends, neighbors, and nosy individuals who think they can tell how much you earn by the car you drive or the clothes you […]

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American Express Offer Extended

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. Good news for those looking to make the most of American Express’s offer for a free round-trip airline ticket (or 25,000 Membership Rewards points to use otherwise). The offer has been extended to October 15. I won’t spend too much […]

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More Credit Cards With Sign-Up Bonuses

by Luke Landes

Editor’s Note: Thank you for your interest, these offers expired and are no longer available. Credit card companies want to drag customers in, and sometimes offer nice bonuses to encourage applications. If you know how to handle a credit card, bonuses can pay off nicely. Here is an updated list of current bonuses available. This […]

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Guide to CitiBank Credit Cards

by Luke Landes

Every so often, I’ve been going through some of the more popular credit card issuers and presenting a list of their credit cards, highlighting some of the better programs for rewards. So far, I’ve looked at the best credit cards from American Express and Capital One. Credit cards can be dangerous tools in the wrong […]

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Getting Closer to Cable a la Carte

by Luke Landes

Until earlier this summer, I had been living with less than 30 cable television channels, one third in a language not spoken by me. I reduced my cable subscription a few years ago in an effort to save some money. When I moved into my new apartment, I was offered free cable for a year, […]

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