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Amount Charged is Less Than Estimate: Psychology Involved?

by Luke Landes

When I was helping my girlfriend move to a new apartment this past weekend, we had the help of a moving company. We also had the misfortune of a snow and ice storm. After offering to pay three neighborhood kids to shovel the driveway and get rid of the ice so the moving truck would ... Continue reading this article…

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February Heating Cost Way Up

by Luke Landes

My electricity bill from February was a bit of a shock. I have a one bedroom apartment, approximately 700 square feet. To heat this space (and to use any electronic devices) last month, I’ll have to pay $236. That must be the highest amount I’ve ever paid for electricity in one month. The bill provides ... Continue reading this article…

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A Teen Millionaire’s 3 Principles to Success

by Luke Landes

This is an excerpt from You Call the Shots, by Cameron Johnson. You can find my full review here. In this guest post, the author shares 3 principles that led him to succeed. I started my first business at age nine with $50 and a home computer, and ran it from my room at home ... Continue reading this article…

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Frugal Answer: Make Your Own Holiday Gifts?

by Luke Landes

I made this half-pony half-monkey monster to please you But I get the feeling that you don’t like it What’s with all the screaming? You like monkeys, you like ponies Maybe you don’t like monsters so much Maybe I used too many monkeys Isn’t it enough to know that I ruined a pony making a ... Continue reading this article…

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Purchased a New Notebook Computer: Customized Dell Inspiron E1705

by Luke Landes

I’ve finally pulled the trigger. If you’ve been following along, I’ve been looking for a new computer since August, to replace a five-year-old Fujitsu laptop that has seen better days. I had a tough time with Circuit City a few months ago, so I continued looking. With the help of a former co-worker, we decided ... Continue reading this article…

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Five Things You May Not Know About Me

by Luke Landes

Steve over on his blog, Adventure Money, tagged me, so according to the rules I must come up with five things my readers may not know about me. I’ve been avoiding this for a few days, but I think at 1:30 in the morning I might be in the right state of mind to tackle ... Continue reading this article…

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I Am Apparently Not on the Path to a Comfortable Retirement (Win $50,000)

by Luke Landes

So one of Consumerism Commentary’s new sponsors, Nationwide, has an interactive tool that asks a few questions and determined if you are on the path to a decent retirement. It’s a Flash-based tool with an annoying talking character (who you can mute if he or she starts to annoy you, too). The questions are meant ... Continue reading this article…

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Review: The Money Coach’s Guide to Your First Million by Lynnette Khalfani

by Luke Landes

Last month, I received The Money Coach’s Guide to Your First Million by Lynnette Khalfani in the mail from the publisher. Here’s a look at the book from my point of view. First of all, Khalfani (who calls herself the “Money Coach”) has devised an acrostic to outline the path to your first million dollars. ... Continue reading this article…

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Did You Notice Today’s Date?

by Luke Landes

The blogosphere seems to be saturated with stories retelling what people were doing when they first heard (or felt) the terrorist attacks on the World Trade Center five years ago, on September 11, 2001. Here’s my contribution to the meme.

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Final Question of the Day

by Luke Landes

The final Question of the Day is being hosted at Get Rich Slowly, so take a minute to answer this question over there: What does money mean to you? The full schedule is contained below.

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Gardening in New Jersey: Invasion of the Bunnies

by Luke Landes

If you plant a vegetable garden and you live in New Jersey, this news may concern you. Conditions are apparently perfect (a mild winter and enough spring rain to encourage a lot of vegetable growth) for an increased number of baby bunnies (link free for next 14 days only) this season. There are an average ... Continue reading this article…

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Future Spending, Two Big Items, Part 2: Acoustic Guitar

by Luke Landes

You may not know it from reading Consumerism Commentary, but I’m a musician. That is, I used to be a musician, as I rarely have the chance to practice. The instruments I’ve been known to play include piano, guitar, clarinet, saxophone, trumpet, mellophone, baritone horn, percussion, crumhorn, and of course, kazoo. I studied music education ... Continue reading this article…

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Future Spending, Two Big Items, Part 1: New Computer

by Luke Landes

I own a Fujitsu C-6631 Lifebook notebook computer, which I purchased in 2001. At that time, my living situation was in a state of flux and I was working at a non-profit organization, spending more money on my commute than I was making. It was bad news all around. To bring in extra money, I ... Continue reading this article…

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Some New Tips for Saving on Gasoline

by Luke Landes

I was reading through my monthly statement and related materials from ING Direct and came across some tips for saving money at the pump. Three of the tips are old hat, but two are new to me. * Plan trips efficiently. (Old hat.) I take this to mean that it’s best to do as much ... Continue reading this article…

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Warren Buffett Gives Most of His Money to Bill Gates

by Luke Landes

It seems that Warren Buffett is domainating the news lately. According to Fortune Magazine, he’s planning to give away 85 percent of his wealth, mostly to Bill Gates through his foundation. Buffett has pledged to gradually give 85 percent of his Berkshire stock to five foundations. A dominant five-sixths of the shares will go to the world’s ... Continue reading this article…

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Don’t Make These Mistakes, Part 2

by Luke Landes

Yesterday, I wrote about three mistakes in retirement planning an AARP financial professional made in his own life. Today, I’ll continuee with the next three points from the original Yahoo Finance feature. These are three additional actions or attitudes you should not emulate:

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New Money Blogger Podcast

by Luke Landes

Over the past few weeks, I’ve had some posts prepared ahead of time to keep content fresh during the day. This week, I’m winging it. Instead, here’s something you can do. If you have a few minutes, listen to thatedeguy’s podcast interview.

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Looking for Apartments, Update 4

by Luke Landes

Last time, I mentioned my girlfriend and I had our eyes set on The River Club in Edgewater, NJ. We saw that apartment this weekend, and this is what we learned.

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Was Your Credit Card Number Stolen in February?

by Luke Landes

If you have ever been a customer of Hotels.com, this might affect you. Credit card numbers and names of 243,000 of the company’s customers were on a laptop computer stolen from an Ernst & Young employee in February. They only began notifying customers last week as until recently, the companies didn’t know what was contained ... Continue reading this article…

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Strong Hurricane Season Approaching

by Luke Landes

The National Oceanic & Atmospheric Administration (NOAA) is predicting a very active hurricane season (June 1 through November 30) this year. The organization is encouraging people living in the affected areas to begin preparations. For the 2006 north Atlantic hurricane season, NOAA is predicting 13 to 16 named storms, with eight to 10 becoming hurricanes, ... Continue reading this article…

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