As featured in The Wall Street Journal, Money Magazine, and more!

Career and Work

If You Don’t Like Your Job, Get Another One

by Luke Landes
Fluffy Clouds

This “duh” advice is handed out frequently, but it may not be applicable to everyone who hears it.

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Self-Proclaimed Experts and Other Potential Bad Choices

by Luke Landes
Expert [via Flickr]

Who do you know that calls himself or herself an expert in order to gain customers? Should you avoid people who market themselves aggressively in this fashion?

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What I Learned on Father’s Day

by Luke Landes
Father's Day

I met my dad for dinner on Father’s Day earlier this month, and we had a deep and somewhat difficult discussion.

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Overtime Pay for More Workers

by Luke Landes
Would you like fries with that?

Wages for the working class tie directly to the performance of the overall economy. When the largest group of consumers feels they have money to spend, they will do so. This spending may be to the detriment of their own quest for financial independence, but it also allows businesses to thrive. It’s always been the […]

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Should You Work for a Non-Profit Organization?

by Luke Landes
Non-Profit

As I’ve mentioned often on Consumerism Commentary, after a a false start or two with jobs following my undergraduate studies, I started my career working for a non-profit organization involved in the arts. I followed one of my passions without considering my financial needs. I want to be able to look back and see that […]

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The Myth of Early Retirement for the Middle Class

by Luke Landes
Is early retirement a myth?

Financial independence has become an important topic for me over the course of my adult life. It’s been a progression. First, I discovered the concept of spending less than I earn — simple mathematics but a behavioral change — and how that, in addition to making better choices, could eventually lead to financial independence through […]

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When Do You Call Out of Work Sick?

by Luke Landes
Flu

Looking back over my career, which for me started in non-profit out of college in 1998 and 1999, included teaching middle school and high school, transitioned into the finance industry, and eventually culminated in working for myself full-time, I’ve had an opportunity to consider my approach to “sick days.” In the early days, I took […]

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Failure and Systems Lead to Success, Goals and Passion Lead to Failure

by Luke Landes
Dilbert

Scott Adams, the creator of the “Dilbert” comic strip, recently shared his thoughts about success through an essay in the Wall Street Journal. His premise is that business leaders who share advice for the masses who want to succeed lie about their own experiences. Failure, which Scott Adams feels does not get enough credit, is […]

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Adult ADD/ADHD Limits Financial Success

by Luke Landes
Bored Girl

As a kid, I might have had attention deficit disorder (ADD). I was never diagnosed as far as I know, but I had many of the symptoms of the “inattentive” type of ADD, and some of those symptoms continued into adulthood. An actual diagnosis of ADD as an adult would require exhibiting at least six […]

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Real Financial Progress Requires Quantum Jumps

by Luke Landes
Quantum leap

I don’t completely agree with the “get rich slowly” theory. I accept the fundamental advice, like paying yourself first, making conscious decisions about big financial decisions as well as the full series of small financial decisions, and setting long-term goals, but there is a fundamental flaw with taking this theory as the sole approach to […]

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