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Chase Commuter Cash: Earn $10 for Every $150 Spent

This article was written by in Credit. 7 comments.

Editor’s Note: Thank you for your interest, this offer expired and is no longer available.

This weekend I visited Manhattan with a friend to avail myself of a fancy, bargain-priced Restaurant Week lunch. If you consider a $24.07 lunch a bargain, that is. It is three courses, and generally tasty ones at that.

Anyway, during my visit, I spied the following offer posted in a subway car:

If you have a Chase credit or debit card and enroll it via the Chase.com Commuter Cash website, you will earn $10 for every $150 you spend at MetroCard Vending Machines and on NYC Yellow Cab fares from January 1 to March 31, 2008.

The site indicates that claiming your reward is very easy:

Your cash back reward will be automatically deposited into the primary Chase checking account associated with the registered debit card or credited to the registered credit card statement 6–8 weeks after the end of the promotion.

It’s not a long-lived deal, unfortunately, but anyone living or working in NYC can probably save some money with this. I happen to have a Chase card, and found that enrollment was as easy as entering my credit card number twice.

If nothing else, it’s a good excuse to take the subway instead of braving the frigid winter weather.

Chase Commuter Cash

Updated October 10, 2014 and originally published January 23, 2008. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Along with her partner, Sasha owns and manage six residential rental units. Sasha endeavors to support the causes and organizations she believes in through more conscientious spending practices. View all articles by .

{ 7 comments… read them below or add one }

avatar Susan

Hmmmm – I’m in the NY area, but not a commuter. I wonder though – can you “stock up” on Metrocards? For example – if this program ends on March 31st and you have the “extra” cash handy, can you buy/load your Metrocard to cover your expenses through June, or even the end of the year? Would that be an effective use of your funds, or is it too risky to have that much value on your Metrocard? Just curious.

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avatar Sherpa Rob

That’s wild, I just published a big list of ways for commuters to save money based on my experience commuting to — yup, NYC! Added your post to my list, nice find :)


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avatar N.

I had a horrible time trying to register by telephone in the back of a cab. Chase’s computer would not recognize my account number. So that involved a connection to the 302# on my card and a supervisor for 30 minutes.

Now I am trying to get the merchant category codes from them to make sure what really qualifies since the T&C are so short and vague — what about MetroNorth ticketw purchased online or at the ticket window and what about MetroCards at the ticket windows too? If they identify the purchase by MCC then all merchants in that MCC would count to the threshold. So when you go to Boston or Chicago or DC and buy a subway ticket or pay for a cab with credit or debit card – it counts if they identify the charges by MCC as qualifying, which I am quite sure they do as that is how the do our bonus rewards for category spend. Also many limousines and car service merchants use this MCC 4121 – “Limousines & Taxis.â€? So maybe that airport ride from the suburbs in a town car or SUV would count!

This is also a great time to load up your back-up pay per ride MetroCard before rates increase in March.

What is the maximum one can put on a pay per ride MetroCard? They expire in one year so get a few to last you 12 months as another poster suggested.

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avatar a

update –

Chase is identifying transactions by merchant name/descriptor. They worked with the MTA and the TLC to make sure only POS terminals with certain names will qualify. SO it is not by the all popular MCC which our bonus reward programs are by.

So I guess if you buy your subway ticket online or at the ticket window or reload your Express Pay MetroCard online it does not count – it has to be MTA Vending Machine for NYC Transit only so no MetroNorth stuff apparently.

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avatar n

New promo for 2009 — March 1 to April 30

Details here:
Registration required!

Both Credit and Debit and Chase and WaMu

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avatar Nicola

I commute on the subway and bus for work during the week in New York city. I recently spied the same ad on the subway. Its a shame its so limited. I think I might do as another suggested and take advantage by stocking up on a couple metro cards. If you don’t have a large amount on just the one, I think I’ll feel a little less worried about losing them. I wish I had seen the ad earlier.

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avatar Sasha

I’m definitely stocking up!

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