Citi has re-launched its second $100 bonus cash back credit card with the Citi Dividend Platinum Select Visa Card – $100 Cash Back. This card is included in the list of the best cash back credit cards, and with the latest offer of $100 bonus cash back after making $500 in purchases during the first three months of card ownership, it might deserve the top spot.
The Citi Dividend Platinum Select Visa Card – $100 Cash Back offer also includes a top-notch regular cash back rewards program. All cardholders can earn 5 per cent cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment. Each quarter, you can enroll to earn additional cash back in popular categories, at which point the 5 percent cash back categories will change. All other purchases will be rewarded with 1 percent cash back. In addition, when you shop online through the Citi Bonus Cash Center, you can earn even more cash back — an average of 5 percent.
Stepping away from the cash back side of this card, the Citi Dividend Platinum Select Card – $100 Cash Back is also great for anyone looking to make a balance transfer. This card includes a 0% introductory APR on balance transfers and purchases for 12 months, with a balance transfer fee of 3% ($5 minimum). After you’ve exhausted your introductory period, the balance transfer and purchase APR will vary with the market based on the Prime Rate and the APR is currently 12.99 percent to 22.99 percent variable, depending on your credit worthiness.
The last feature that makes the Citi Dividend Platinum Select Card – $100 Cash Back attractive is the lack of an annual fee*. While this is common among the best cash back credit cards available today, it’s nice to see that cardmembers can own this card free of charge year after year, particularly after the changes in the industry brought on by the Credit CARD Act.
Consider earning 5 percent cash back from Citi and a $100 cash back bonus with the Citi® Dividend Platinum Select® Card – $100 Cash Back. Citi could remove this offer at any time, so take advantage of it while it lasts.
*See issuer page to view rates, fees, rewards, limitations and other important information
Updated March 30, 2013 and originally published March 4, 2011. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.