The Citi Forward Card has teamed up with Restaurant.com to offer consumers a $200 Restaurant.com gift certificate, simply for signing up, being approved and spending at least $100 on your Citi Forward Card before September 15, 2010.
Restaurant.com partners with thousands of restaurants to offer gift certificates for up to 90% off. If you spend your gift certificate wisely, you could essentially use a $200 Restaurant.com gift certificate for $2,000 in actual restaurant meals, making this a very solid offer. Make sure you take a look at the participating restaurants in your area first to make sure you have a few places that will accept your gift certificates.
Setting the promotion aside, the Citi Forward Card is one of the very few “smart” credit cards that actually rewards the good behavior of its owners. Cardholders can earn up to a 2% reduction in their APR when they stay under their credit limit and pay their bills on time for three months in a row. In addition to the APR reduction, the Citi Forward Card sports a solid rewards program, offering 5x ThankYou points on all restaurant, book, movie and music purchases. Everything else receives one ThankYou point for each dollar spent. The Citi Forward card does not carry an annual fee, so owning it costs nothing. You’ll also find a 0% intro APR on balance transfers for 12 months and purchases for 7 months.
This promotion is limited to just a few websites, so to take advantage of this very limited time offer, visit the Citi Forward Card using any link within this post.
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{ 3 comments }
Citi’s reward points can also be redeemed for student loan payments. The reward rate is significantly better than cash rewards. (They start at 3,300 points for a $25 voucher). Include compound interest in the calculation, and these become very valuable.
Meh! You can get those certs regularly at 80% off their cheap prices. This offer is worth exactly $16.
Once again: Meh !
Goner
I think you’re looking at this the wrong way. The gift certificate for Restaurant.com is worth $200 so you’re actually getting $1,000 worth of certificates (at the 80% example you use), not $16. If you can buy a $25 certificate for $4, you’re only using $4 of the $200 … not $25, so you still have $196 to spend.
Seems pretty solid to me.
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