From MSN Money and Bankrate.com, 15 signs you need help with your debt.
Seek help from a credit counselor if you do: Any trip to a credit counselor should be preceded by a thorough analysis of your family’s personal finances: how much money you have saved, how much you owe, how much you have coming in each month, and so on. Such an analysis will help you assess how much trouble you’re in and how much help you need.
Updated February 6, 2012 and originally published November 12, 2004. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.