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	<title>Comments on: Drowning in Debt? 6 Tips for College Students and Recent Grads</title>
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	<link>http://www.consumerismcommentary.com/drowning-in-debt-6-tips-for-college-students-and-recent-grads/</link>
	<description>A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics.</description>
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		<title>By: Flexo</title>
		<link>http://www.consumerismcommentary.com/drowning-in-debt-6-tips-for-college-students-and-recent-grads/comment-page-1/#comment-60166</link>
		<dc:creator>Flexo</dc:creator>
		<pubDate>Fri, 08 Sep 2006 17:56:10 +0000</pubDate>
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		<description>Yes.. if the loan is fully disbursed, you can consolidate to lock in the rate of the loan.  The rates won&#039;t change again until July 1, 2007 at this point.</description>
		<content:encoded><![CDATA[<p>Yes.. if the loan is fully disbursed, you can consolidate to lock in the rate of the loan.  The rates won&#8217;t change again until July 1, 2007 at this point.</p>
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		<title>By: Big B</title>
		<link>http://www.consumerismcommentary.com/drowning-in-debt-6-tips-for-college-students-and-recent-grads/comment-page-1/#comment-60164</link>
		<dc:creator>Big B</dc:creator>
		<pubDate>Fri, 08 Sep 2006 17:13:35 +0000</pubDate>
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		<description>If I have one student loan (from the Dept of Education), is that still able to be consolidated?  Or loans only able to be consolidated if there are more than 2 (which the word implies)? 

In other words, is there any way of taking that one loan of $5500 to a lower interest rate by going through the consolidation process?</description>
		<content:encoded><![CDATA[<p>If I have one student loan (from the Dept of Education), is that still able to be consolidated?  Or loans only able to be consolidated if there are more than 2 (which the word implies)? </p>
<p>In other words, is there any way of taking that one loan of $5500 to a lower interest rate by going through the consolidation process?</p>
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