Although my auto insurance will cost about $3,600 for the year, I can pay the total amount in six installments. Unfortunately, the first installment is higher due to the inclusion of a “deposit.” I need to send in $1,147 for my auto insurance this month. The good news is that I should be able to renegotiate my rate or shop around in May, when I’m out of the “state pool.” I hope that I’ll be able to find something significantly cheaper, but I know it’s going to be difficult.

Published or updated March 9, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.

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About the author

Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Flexo on Twitter. View all articles by Flexo.