Comments on: Financial Update – October http://www.consumerismcommentary.com/financial-update-october/ A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Sun, 12 Feb 2012 20:01:44 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Flexo http://www.consumerismcommentary.com/financial-update-october/comment-page-1/#comment-52 Flexo Tue, 02 Nov 2004 01:21:27 +0000 http://wp.consumerismcommentary.com/?p=110#comment-52 Two things: * I'm already maxing out my ROTH IRA * Although ROTH IRA withdrawals are not taxed now, rules may change in the future Two things:

* I’m already maxing out my ROTH IRA
* Although ROTH IRA withdrawals are not taxed now, rules may change in the future

]]> By: CryptoJoe http://www.consumerismcommentary.com/financial-update-october/comment-page-1/#comment-51 CryptoJoe Mon, 01 Nov 2004 18:54:16 +0000 http://wp.consumerismcommentary.com/?p=110#comment-51 You don't want to put more into a 401K than your company will match. I would suggest putting the 4% into the 401K and the rest into a ROTH type IRA. The 401K money is pre-tax, but you pay tax in the end, the ROTH IRA you contribute after tax, and you never pay tax on that money or its interest again. Unless taxes are much less than they are today when you retire, you’ll get more out of the ROTH than the 401K with no employer match. You don’t want to put more into a 401K than your company will match. I would suggest putting the 4% into the 401K and the rest into a ROTH type IRA. The 401K money is pre-tax, but you pay tax in the end, the ROTH IRA you contribute after tax, and you never pay tax on that money or its interest again. Unless taxes are much less than they are today when you retire, you’ll get more out of the ROTH than the 401K with no employer match.

]]> By: Darren R. Sussman http://www.consumerismcommentary.com/financial-update-october/comment-page-1/#comment-49 Darren R. Sussman Wed, 27 Oct 2004 20:49:48 +0000 http://wp.consumerismcommentary.com/?p=110#comment-49 What are considered to be "other assets"? What are considered to be “other assets”?

]]> By: Flexo http://www.consumerismcommentary.com/financial-update-october/comment-page-1/#comment-50 Flexo Wed, 27 Oct 2004 18:46:13 +0000 http://wp.consumerismcommentary.com/?p=110#comment-50 I haven't adjusted properly for depreciation yet, but "Other Assets" include my car. I checked <a href="http://www.kbb.com/" rel="nofollow">Kelley Blue Book</a>, and the private party value of the car is about $1,500 less than what I have above. I'll find a way to factor that in over time next month.In July, I still had two cars, and that explains why it was so much higher then. I haven’t adjusted properly for depreciation yet, but “Other Assets” include my car. I checked Kelley Blue Book, and the private party value of the car is about $1,500 less than what I have above. I’ll find a way to factor that in over time next month.In July, I still had two cars, and that explains why it was so much higher then.

]]> By: Rob http://www.consumerismcommentary.com/financial-update-october/comment-page-1/#comment-47 Rob Sat, 23 Oct 2004 06:14:58 +0000 http://wp.consumerismcommentary.com/?p=110#comment-47 What software do you use to make all your charts. Also, Do you use any personal finance software like Quicken. What software do you use to make all your charts.
Also, Do you use any personal finance software like Quicken.

]]> By: Flexo http://www.consumerismcommentary.com/financial-update-october/comment-page-1/#comment-48 Flexo Sat, 23 Oct 2004 04:48:49 +0000 http://wp.consumerismcommentary.com/?p=110#comment-48 For the charts above, I used Microsoft Excel. I do use Microsoft Money. It's not great, but I like it better than Quicken. For the charts above, I used Microsoft Excel. I do use Microsoft Money. It’s not great, but I like it better than Quicken.

]]>