Comments on: Flexo’s Goals and Resolutions for 2010 http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/ A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Thu, 31 May 2012 17:59:20 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Monevator http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-203346 Monevator Sat, 06 Feb 2010 10:03:54 +0000 http://www.consumerismcommentary.com/?p=7677#comment-203346 A side note, but in my experience it'd be a good idea to sign up for a few of those courses and so on, before making the leap from the workplace. I operate on my own a lot of the time, and with the advent of blogging even more hours it's just my Mac for company. The financial considerations are important, absolutely, as are your plans for CC, but you don't want to go crackers when you go alone! ;) Just my 2 cents. :) A side note, but in my experience it’d be a good idea to sign up for a few of those courses and so on, before making the leap from the workplace. I operate on my own a lot of the time, and with the advent of blogging even more hours it’s just my Mac for company. The financial considerations are important, absolutely, as are your plans for CC, but you don’t want to go crackers when you go alone! ;)

Just my 2 cents. :)

]]> By: the Cynical Investor http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201466 the Cynical Investor Sun, 10 Jan 2010 04:29:46 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201466 I already broke what I considered my main financial new year’s resolution: not to buy individual stocks and only ETFs. I could not help it and bought Apple (I succumbed to the hype surrounding the imminent launch of the tablet). I already broke what I considered my main financial new year’s resolution: not to buy individual stocks and only ETFs.

I could not help it and bought Apple (I succumbed to the hype surrounding the imminent launch of the tablet).

]]> By: LeanLifeCoach http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201233 LeanLifeCoach Fri, 01 Jan 2010 15:00:44 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201233 I've got only one resolution and it is the dreaded weight factor. I've been ignoring it for years. Frankly I don't care if I am heavy but as I am now "over the hill" and thinking about the future cost of healthcare I figure it's time. I have also posted a list of other objectives for 2010 included 6 extra mortgage payments and convincing my wife to give up on the cable! I’ve got only one resolution and it is the dreaded weight factor. I’ve been ignoring it for years. Frankly I don’t care if I am heavy but as I am now “over the hill” and thinking about the future cost of healthcare I figure it’s time.

I have also posted a list of other objectives for 2010 included 6 extra mortgage payments and convincing my wife to give up on the cable!

]]> By: Financial Samurai http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201229 Financial Samurai Fri, 01 Jan 2010 05:51:24 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201229 Gotcha. Makes sense, and why not if you can do both and not burn out? The health care, steady pay check, and camaraderie at work are definitely important. Have a great New Year and look forward to a great relationship in 2010! Best, Sam Gotcha. Makes sense, and why not if you can do both and not burn out? The health care, steady pay check, and camaraderie at work are definitely important.

Have a great New Year and look forward to a great relationship in 2010!

Best, Sam

]]> By: Flexo http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201228 Flexo Fri, 01 Jan 2010 03:58:53 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201228 Balance transfer offers often ask for a credit card number. You can use a credit card that already has a zero balance. If you "transfer" $1,000 from a credit card with a zero balance, you'll end up with a $1,000 credit on that card, and you can generally request a check for your credit balance. These types of transfers used to be free but credit cards quickly caught onto this practice, especially in conjunction with 0% balance transfer offers, in a way for people to earn interest on the credit issuer's money. <a href="http://www.consumerismcommentary.com/balance-transfer-not-accepted/" rel="nofollow">Here's an explanation of what happened to me when I tried credit card balance arbitrage.</a> Balance transfer offers often ask for a credit card number. You can use a credit card that already has a zero balance. If you “transfer” $1,000 from a credit card with a zero balance, you’ll end up with a $1,000 credit on that card, and you can generally request a check for your credit balance. These types of transfers used to be free but credit cards quickly caught onto this practice, especially in conjunction with 0% balance transfer offers, in a way for people to earn interest on the credit issuer’s money. Here’s an explanation of what happened to me when I tried credit card balance arbitrage.

]]> By: Flexo http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201227 Flexo Fri, 01 Jan 2010 03:54:10 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201227 I've considered that, but first I'd have to get over the embarrassment. Also, it's not necessarily a matter of cleanliness, but of organization, so a personal assistant couldn't hurt. I’ve considered that, but first I’d have to get over the embarrassment. Also, it’s not necessarily a matter of cleanliness, but of organization, so a personal assistant couldn’t hurt.

]]> By: Flexo http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201226 Flexo Fri, 01 Jan 2010 03:52:39 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201226 Generally it would take some kind of indication that there is a possibility of long-term success. So far, each time I've come close to deciding to make the jump, I've seen signals that I might not be able to keep up the growth. So I'm taking it slowly. Generally it would take some kind of indication that there is a possibility of long-term success. So far, each time I’ve come close to deciding to make the jump, I’ve seen signals that I might not be able to keep up the growth. So I’m taking it slowly.

]]> By: Lofty goals http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201210 Lofty goals Thu, 31 Dec 2009 19:10:09 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201210 thanks for sharing..i've read your articles on credit cards...any advice on how to get the money into a bank account without using the cash advance...i'm guessing conv. checks, but do you have any other solutions? thanks and good luck with your goals..you sound pretty put together thanks for sharing..i’ve read your articles on credit cards…any advice on how to get the money into a bank account without using the cash advance…i’m guessing conv. checks, but do you have any other solutions?

thanks and good luck with your goals..you sound pretty put together

]]> By: Erica Douglass http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201207 Erica Douglass Thu, 31 Dec 2009 18:31:46 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201207 If you're not keeping your apartment clean, it's not a priority for you...I'd recommend hiring a cleaning service instead of trying to do something that isn't your "thing". -Erica If you’re not keeping your apartment clean, it’s not a priority for you…I’d recommend hiring a cleaning service instead of trying to do something that isn’t your “thing”.

-Erica

]]> By: Financial Samurai http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201205 Financial Samurai Thu, 31 Dec 2009 17:30:30 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201205 Gotcha. I remember reading that before, but I wasn't sure. So I guess the question is, is there a "golden cross" point where you decide to give up your day job, and just focus on your outside/online job? I understand that healthcare insurance and other benefits are important from the day job, but what would it take to give it up? That's a fascinating topic I'm sure so many couldn't get enough of, since it's such a big decision in life. Gotcha. I remember reading that before, but I wasn’t sure. So I guess the question is, is there a “golden cross” point where you decide to give up your day job, and just focus on your outside/online job?

I understand that healthcare insurance and other benefits are important from the day job, but what would it take to give it up? That’s a fascinating topic I’m sure so many couldn’t get enough of, since it’s such a big decision in life.

]]> By: Investor Junkie http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201204 Investor Junkie Thu, 31 Dec 2009 17:26:13 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201204 Hey Flexo, Instead of one year goals, I just posted my ten year (yes ten year) goals: http://investorjunkie.com/2010-is-here-wheres-the-monolith They will work out to 1 year goals, which I have to still detail out. Hey Flexo,

Instead of one year goals, I just posted my ten year (yes ten year) goals:

http://investorjunkie.com/2010-is-here-wheres-the-monolith

They will work out to 1 year goals, which I have to still detail out.

]]> By: Flexo http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201203 Flexo Thu, 31 Dec 2009 17:22:47 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201203 Are you asking whether I make more outside my day job than I make in that day job? The answer to that question is yes. I've shared info about my salary previously -- until recently I included a detailed income and expense report every month. I reverted back to just sharing my net worth statement / balance sheet. Are you asking whether I make more outside my day job than I make in that day job? The answer to that question is yes. I’ve shared info about my salary previously — until recently I included a detailed income and expense report every month. I reverted back to just sharing my net worth statement / balance sheet.

]]> By: Financial Samurai http://www.consumerismcommentary.com/flexos-goals-and-resolutions-for-2010/comment-page-1/#comment-201202 Financial Samurai Thu, 31 Dec 2009 17:08:55 +0000 http://www.consumerismcommentary.com/?p=7677#comment-201202 Good luck with your goals Flexo! Not sure if you disclosed, but do you make more outside your day job? If so, time to live a little larger and spend some of that dough! :) Best, Sam Good luck with your goals Flexo! Not sure if you disclosed, but do you make more outside your day job? If so, time to live a little larger and spend some of that dough! :)

Best, Sam

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