Earlier this year, I added my investment portfolio to the group of reports I publish on Consumerism Commentary on a regular basis. Every three months, I share my investment balances and performances. I include Quicken’s calculation of the year-to-date average annual rate of return for an idea of how each investment is performing this year.
I add to my investments periodically, depending on the investment type.
I invest in my 401(k) every two weeks when I receive a paycheck. Out of the investments listed below, I only add to four investments, in equal amount: Large Cap Value, International Equity, Large Cap Growth, and Commercial Real Estate. My employer matches up to 4% of my salary. Half of the match is invested in company stock and half is invested to match my allocation rules.
At the beginning of each month, I invest $1,000 in the Vanguard Total Stock Market Index Fund (VTSMX) at Vanguard. This automatic investment usually receives the fund price on the last day of the month, but the funds are not deducted from my linked bank account until the first day of the following month.
Those are my only automatic investments. I also invest in an IRA once a year after completing my tax return.
Here are my investment account balances and performance numbers as of September 30.