Comments on: Getting Your Finances On Track In 2008 http://www.consumerismcommentary.com/getting-your-finances-on-track-in-2008/ A premier personal finance blog, established 2003. Within, Flexo discusses his own experiences with money, and he and other authors comment on a wide range of personal finance topics. Mon, 13 Feb 2012 01:22:47 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: razmaspaz http://www.consumerismcommentary.com/getting-your-finances-on-track-in-2008/comment-page-1/#comment-130289 razmaspaz Fri, 28 Dec 2007 16:08:03 +0000 http://www.consumerismcommentary.com/2007/12/26/getting-your-finances-on-track-in-2008/#comment-130289 "I may find that I no longer qualify for a Roth IRA" I am worried about this too. My buddy at Merrill Lynch says that the income limits go up this year. Have you been able to find anything on '08 income limits, I've found bubkis. “I may find that I no longer qualify for a Roth IRA”

I am worried about this too. My buddy at Merrill Lynch says that the income limits go up this year. Have you been able to find anything on ’08 income limits, I’ve found bubkis.

]]> By: Flexo http://www.consumerismcommentary.com/getting-your-finances-on-track-in-2008/comment-page-1/#comment-130019 Flexo Wed, 26 Dec 2007 23:22:13 +0000 http://www.consumerismcommentary.com/2007/12/26/getting-your-finances-on-track-in-2008/#comment-130019 Hi Kitty: Thanks for that suggestion. I'm pretty sure my main credit cards don't offer that option, only consistent amounts or the minimum. They certainly don't offer it online. After all, it significantly reduces the chances of a customer missing a payment. But I will definitely double check by calling... maybe it is a "hidden feature." Hi Kitty: Thanks for that suggestion. I’m pretty sure my main credit cards don’t offer that option, only consistent amounts or the minimum. They certainly don’t offer it online. After all, it significantly reduces the chances of a customer missing a payment. But I will definitely double check by calling… maybe it is a “hidden feature.”

]]> By: kitty http://www.consumerismcommentary.com/getting-your-finances-on-track-in-2008/comment-page-1/#comment-130018 kitty Wed, 26 Dec 2007 23:18:18 +0000 http://www.consumerismcommentary.com/2007/12/26/getting-your-finances-on-track-in-2008/#comment-130018 "My credit card payments change each month, and I cannot schedule in advance without knowing the exact amount. " Why not, I do it for my main credit card. You can call the credit card company and ask them for a form for automatic payments. The form allows you to choose minimum balance or full balance. So you mark "full balance", specify your checking account/routing numbers and the credit card company will deduct the full amount. The best thing is they deduct on the last day of the grace period, so you always have advantage of the full grace period. Obviously, you shall still look at your bill to ensure everything is OK. “My credit card payments change each month, and I cannot schedule in advance without knowing the exact amount. ”
Why not, I do it for my main credit card. You can call the credit card company and ask them for a form for automatic payments. The form allows you to choose minimum balance or full balance. So you mark “full balance”, specify your checking account/routing numbers and the credit card company will deduct the full amount.

The best thing is they deduct on the last day of the grace period, so you always have advantage of the full grace period. Obviously, you shall still look at your bill to ensure everything is OK.

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