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Income and Expenses, March 2005

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This entry goes hand-in-hand with my March account balances.

Continue reading this entry to see my chart and explanation.


Income / Expenses Jan Feb Mar YTD Mar
INCOME        
    Bonus 0.00 1,643.00 0.00 1,643.00
    Employer Benefit (119.72) (119.72) (119.72) (359.16)
    Gift Received 0.00 0.00 10.00 10.00
    Interest Inc 28.26 7.35 23.39 59.00
    Other Inc, Bus 72.52 0.00 0.00 72.52
    Other Income 0.00 0.00 2,213.47 2,213.47
    Salary 3,327.01 3,665.02 3,549.33 10,541.36
    Tax Refund 0.00 0.00 719.00 719.00
    _401EmployerContrib 129.85 142.91 138.28 411.04
    _DivInc 0.00 0.00 27.93 27.93
    _RlzdGain 0.00 0.00 24.97 24.97
  TOTAL Income 3,437.92 5,338.56 6,586.65 15,363.13
EXPENSES        
    Uncategorized 0.00 0.00 0.00 0.00
    Auto 235.76 468.50 634.15 1,338.41
    Computer 8.99 0.00 0.00 8.99
    Dining 253.66 306.25 274.08 833.99
    Education 112.00 0.00 182.00 294.00
    Entertainment 60.29 32.89 12.89 106.07
    Gifts Given 25.03 0.00 0.00 25.03
    Groceries 66.92 71.81 137.47 276.20
    Home Repair 15.87 0.00 0.00 15.87
    Household 92.88 73.67 411.38 577.93
    Insurance 0.00 1.74 1,147.88 1,149.62
    Interest Exp 35.60 17.78 15.67 69.05
    Medical 75.00 0.00 0.00 75.00
    Misc 0.00 8.00 0.00 8.00
    Office 0.00 0.00 8.14 8.14
    Personal Care 14.00 0.00 13.00 27.00
    Rent 958.00 958.00 958.00 2,874.00
    Subscriptions 0.00 0.00 9.95 9.95
    Tax 608.70 1,306.56 749.31 2,664.57
    Utilities 147.34 292.63 623.79 1,063.76
    Vacation 0.00 0.00 176.90 176.90
  TOTAL Expenses 2,710.04 3,537.83 5,354.61 11,602.48
OVERALL TOTAL 727.88 1,800.73 1,232.04 3,760.65

* It’s interesting to note that if I didn’t receive a disbursement from my student loan (listed under “Other Income”), my expenses would have been higher than my income for March.
* The Realized Gain amount comes from my 401(k) which automatically rebalances to my contribution specifications every quarter.
* The large amount under the Household category is for a new cell phone and aceessories. Some of that should be classified as reimbursable since I will be receiving a rebate some day. I also lowered my calling plan to a lower rate because I don’t need the extra minutes I had been paying for.
* Utilities are high because I hadn’t been paying my cable bill, and it caught up with me. Oops.
* The Insurance category contains my auto insurance deposit, which was rather high.

April should be a better month regarding income. I will be receiving three paychecks this month rather than my ordinary two. Since I budget on a monthly basis, the extra paycheck is like found cash.

Updated February 6, 2012 and originally published April 1, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View all articles by .

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