I believe I’ve said it a few times already, but my latest car debacle took a chunk out of my income this month. I managed to scrape by, as you’ll see if you continue reading this post.
Since the report doesn’t include deposits into retirement accounts as expenses, even though I’m coming out ahead by $300, that’s not money I can use. Considering I invested about $500 this month through automatic investments into my Roth IRA and 401(k) including a company match, I end up with less cash in the end — as you can see in my latest balance sheet.
Updated July 16, 2010 and originally published February 1, 2006. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.













Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 




{ 3 comments… read them below or add one }
Why is your salary down $600? Did you deduct something from it before you put it here?
My salary fluctuates with overtime (I’m non-exempt). Also, last year, we received a “Flex” credit in each paycheck to help pay for health and dental insurance, which I categorized under salary. That’s gone in 2006.
Ok. Just noticed that and it seemed to really stand out.