Donna Dratch reminds us to pay more attention to the way we spend and save. More importantly, the author reminds me to start getting back on track. It’s been a crazy summer of dating, going to shows, and just spending more money than I should have. I even “upped” the available minutes on my cell phone plan since I was on the phone quite a bit. Now it’s time once again to focus on earning and saving.
It’s inevitable that every summer I trade some of my savings for enjoyment, but the trick is to realize when it’s time to get back on track. Donna Dratch’s article has thirteen decent tips that I will try to keep in mind as summer winds down.
Updated February 6, 2012 and originally published August 13, 2004. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.













Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 




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Thanks for sharing this article. I too found it inspiring, as I’m currently trying to get a grip on my finances that have spiraled (somewhat) out of control after a summer of house-buying, traveling, and decorating…