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Marriott Rewards Premier Credit Card

This article was written by in Credit, Reviews. 14 comments.


Using a hotel rewards credit card can do more than just provide a way to pay for your travel expenditures. If used properly, it can also save you hundreds to thousands of dollars over the course of a lifetime by offering stays at hotels and by providing discounts on future travel purchases.

The Marriott Rewards® Premier Credit Card promises to do both.

The very first thing you’ll notice about the Marriott Rewards® Premier Credit Card is that after you make purchases totaling $1,000 in your first 3 months from account opening, for first-time Marriott Rewards Premier Credit Card Cardmembers you can earn 50,000 bonus points. Those points can be redeemed toward a multiple-night stay at participating Marriott locations. Chase offers a free night stay at any participating Marriott hotel in categories 1 through 4 location, after account approval. Plus each year you renew your card membership, you’ll receive an anniversary bonus of one night’s stay at a category 1 through 5 hotel.

A great rewards program accompanies the Marriott Rewards® Premier Credit Card. Here are some highlights:

  • Five points earned for every dollar spent at 3,700 participating Marriott® locations.
  • Two points earned for every $1 spent on airline tickets purchased directly with the airline, car rental agencies and at restaurants.
  • One point earned for every $1 spent on other purchases.
  • No foreign transaction fees.

This card also allows you to reach elite status (in Silver, Gold and Platinum) where you’ll earn points faster and receive unique perks and rewards. You can earn elite credits after account approval and each year after your account anniversary, which accelerates your progress towards the next elite status level.

Cardholders receive an above-average variable APR on purchases and balance transfers currently at 15.24%. This card carries an introductory annual fee of $0 for the first year and after that an annual fee of $85. The fee may be high, but the rewards you receive toward Marriott location resorts and hotel stays may be worth the cost. If you plan to stay at Marriott hotels often enough to accrue the rewards, this card may be worth a closer look.

Other than the rewards program, the Marriott Rewards® Premier Credit Card offers other factors that make this a valuable offer.

If you find yourself in need of a rewards credit card that offers a free night stay on a yearly basis, consider the Marriott Rewards® Premier Credit Card.

Updated February 26, 2014 and originally published October 12, 2011. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Luke Landes is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about Luke Landes and follow him on Twitter. View all articles by .

{ 14 comments… read them below or add one }

avatar Harm

I try to save money by staying at Motel 6, LoL.
Seriously, seems to me that most Marriott Hotels are out of a frugal
price range.

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avatar Luke Landes ♦127,535 (Platinum)

Marriott owns a number of brands, some more frugal than others. I believe Fairfield Inn is a reasonably-priced Marriott property that would be valid for accumulating points.

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avatar Numbers guy

It’s been about a year since I crunched the numbers, but back when I did this card was only worth using if you were going to use the points on Marriott stays (anything else made a cashback card a better deal). Moreover, you should only charge Marriott stays on this card — anything else is better charged to a cashback card. Those two facts taken with the annual fee make this card a solid “no” in my book.

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avatar David M

Of course the best deal it at a Marriot, the cost to Marriot to give you a room is ZERO. It costs them $ to allow you to use the points for anything else.

You absolutely do NOT have to pay a fee. When the one year is up – cancel the card and repeat again. I have done this at least 4 times and have always gotten the 30,000 bonus points when I signed up again.

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avatar Alicia

Thank you so much for the tip. I was thinking about doing just that. If I renew for $85 I get a free Cat 1-5 night, but I’m seeing some great offers for 50,000 points plus 2 free nights Cat 1-4. My question for you is how long did you wait to apply again? I’m guessing 3-6 months since most forms ask if you’ve had that particular card in that time frame. What was your experience? Thanx, A

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avatar trravelguy

If you stay in a hotel atleast once a year, then the card pays for itself and beats any cash back return….for the $65 annual fee – you can potentially book a one night stay which can or without the free nigh would cost upwards of $150.00.

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avatar Will @ HackingTheBank.com ♦258 (Nickel)

I remember there was a time when I chose my credit card based on how cool it looked. If I was still doing that, this card would have made the list. Based on my current criteria and spending habits, this one definitely isn’t making the list. Not that I need more credit cards anyways since my available credit already far exceeds my annual income. But I guess that’s what you should do, right: If you can’t make enough money, charge it and pay it “later”.

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avatar Car Negotiation Coach

Flexo, I’ve got the regular old Marriott Rewards card. Any idea if you can get the 30k bonus for upgrading?

And any thoughts on whether the extra $35 per year is worth it?

I was actually considering moving to something else entirely as well since I rarely travel and stay at Marriott’s anymore (they used to be like a second home….but not anymore).

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avatar David M

As I posted in a response above – no need to pay any fees on this or any other chase card! Get the bonus points and when the annual fee is due – cancel the card.

I have done this 4 times with a United Chase card, 4 times with the Marriot Chase card and 2 times with the Priority Club (Holiday Inn) Card. I have always received all of the bonus point offered by Chase.

Yes, I know this has an effect on your credit score, however, my score is still around 790 and thus, I’m not worried about the effect on my credit score.

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avatar John S.

This is not a review. It only reiterates the same information you get from Marriott’s own promotion. Any decent review should also talk about interest rates, fees and penalties. Without that information, you can’t make an intelligent decision. Many new credit card offerings today increase your interest rate to 29.9% if you are late with a payment. This interest rate is permanent on all past and future purchases. So unless you like paying 30% interest, don’t apply for a card without knowing the cerdit card conpany’s terms.

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avatar Margaret Green

I am confused – is there a foreign transaction fee or not on either of Marriott cards?

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avatar Zack S

@ Margaret When I went on marriots website it said no foreign transaction fees… which is great for a visa card.. I think that and the free night are worth the 65 bucks

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avatar Shelly

Hi!

I was just recently approved for a CL of 5k with Chase (Marriott PR Card). I’m in the process of repairing my credit and clearing up my report. I was told to get my score to jump up is to request an increase on my new card. Do you guys believe that’s the best move?

Thanks in advance for your help:)

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avatar dan

Does anyone have experience on the travel insurance coverage for trip cancellation or interruption or any other coverages that are now included in the Marriott Visa Premier credit card? These coverages seem to good to be true when compared taking out other trip insurances.

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