As featured in The Wall Street Journal, Money Magazine, and more!

Money market

Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st and 15th of every month, this page is updated to show the most accurate rate information available.

This list is organized in two sections. The first section includes FDIC-insured savings or money market accounts and the second includes FDIC-insured checking accounts. Each list is sorted alphabetically and unless there is a notation listed, the APY rate applies to all amounts.

Current rates

Use the table below to search for current interest rates available on money market accounts, savings accounts, and certificates of deposit. For historical rates, scroll down.

Customize your search (Optional)
Purpose for account
Deposit Frequency
Household Income
Credit Rating
Currently banking with:
TypeRateAPYMin. To Earn APYDetails
Savings2.00%2.02%$0SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th birthday may result in a penalty
Savings1.10%$0eOne Savings - APY on balances of $0.01-$500,000. Companion account to eOne Checking, no minimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five
Savings1.04%1.05%$1No minimum deposit to open. No transaction fees. FDIC insurance to the maximum allowed by law.
Savings1.05%$0Limit of six transactions per month - apply online
Savings1.00%$0Everything Savings - 1.00% APY on balances below $20,000 when linked with an Everything Checking Account. The rates require Everything Checking with six qualifying monthly posted payments for example: check, Online Banking bill payment, Telephone Banking bill payment, ACH debit, Point-of-Sale transactions (signature or PIN based).- Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA)
Savings1.00%$0Online Savings - Free online transactions, no monthly fees, no minimums - Apply online - Rate collected within: CA
Savings1.00%1.00%$2,500Radius High-Yield Savings - APY for balances $2,500 and above - apply online
Savings1.00%1.00%$0iGO Online Savings
Savings1.00%$1Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee - Miami-Dade County, Florida market area only
MMA1.00%$0Money Market Savings - up to 6 withdrawals are permitted per month - apply online - a division of Northeast Bank based in Maine
Savings1.00%$0Online Savings - APY for all balances
Savings1.00%1.00%$0Kasasa Saver - Must be a resident of Wisconsin, Minnesota or Iowa
Savings1.00%$25,000UFB Direct Savings Account - APY for balances $25,000 and above
Savings0.95%0.95%$1,000UBM Direct Savings Account
Savings0.95%0.95%$0Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online
Savings0.95%$25,000CIT Savings - APY for balances $25,000 and above - apply online
Savings0.95%$0CIT Savings - APY for daily balances below $25,000 - apply online
Savings0.90%0.90%$0Currently there is a promotional interest rate for Palladian Savings Account which is fixed at 1.30% for the first six months. After the promotional interest rate ends, the interest rate will be the non-promotional variable interest rate that is offered for Palladian Savings Account at that time (currently 0.90%). There is a minimum initial deposit of $10,000 and maximum initial deposit of $100,000.
Savings0.90%$0High-Yield Savings - Bank by phone or online only.
MMA0.90%$0Nationwide - apply online
Savings0.90%0.90%$1Clear Sky Savings - Tier $1 - $249,999
MMA0.87%0.87%$250,000Premium Money Market - tier $250,000 and over
MMA0.85%$0Money Market Savings Account - All balances - No monthly fees - Apply online - Rate collected within: CA
Savings0.85%0.85%$2,500Online Savings Account - up to 6 withdrawal transactions per month with no service fee
MMA0.85%0.85%$1,000Online Money Market - Rate/APY for balances from $1,000 - $1,000,000
Savings0.81%0.81%$1Personal Savings - must maintain a $1000 balance to avoid monthly $10 fee
MMA0.80%$0Money Market Savings - Rate earned on balances up to $99,999.99 - transaction limitations - apply online
Savings0.80%0.80%$3,000eSavings - Apply online or by mail, offer not available at branches.
MMA0.80%0.80%$5,000Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only.
MMA0.80%0.80%$10,000Premium Money Market - tier $10,000 - $49,999
MMA0.80%0.80%$5,000Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only.
MMA0.75%0.75%$1Money Market Savings Account
Savings0.75%$0APY for balances up to $50,000
Savings0.75%0.75%$50cuSave - Online Savings - Membership is limited to residents of Massachusetts or New Hampshire or those who work for a company that is based in Massachusetts
MMA0.74%0.75%$50,000Money Market - tier $50,000 -$99,999
Savings0.75%$0360 Savings Account - No fees - No minimum balance - Online account
MMA0.75%$10,000Classic MMA - Limited time offer -Rate special for balances over $10,000 - Account holder must also have primary checking account with FSG Bank - Opening balance must be an original deposit - limited to communities within Tennessee and Northern Georgia market area
MMA0.74%$0Online MM Rate - apply online
MMA0.70%0.70%$50,000Central New York market area only
Savings0.69%0.70%$100High-Yield Savings tier $100 - $9,999
Savings0.69%0.70%$10,000High-Yield Savings tier $10,000 - $24,999
Savings0.69%0.70%$25,000High-Yield Savings - tier $25,000 and up
Savings0.69%0.70%$0High-Yield Savings - tier 0 - $99
MMA0.69%0.70%$25,000Money Market - tier $25,000 - $49,999
Savings0.69%$0Online Savings Rates - apply online
MMA0.68%0.68%$25,000eMoney Market online account
MMA0.65%0.65%$0eMoney Market online account
MMA0.65%0.65%$10,000eMoney Market online account
MMA0.65%0.65%$30,000Money Market Maximizer - New NJ customers only.

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Historical interest rates

The table below demonstrates the trend of interest rate changes over time, which has proven to be on a consistent down slope for the past few years. Contact me if you have any updates and I will gladly add the information below.

If you would like to include this information on another website, please use this code:

Note: By default, the links below will open within this page. To view the full website, you should open the links in a new tab or window.