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Money market

Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st and 15th of every month, this page is updated to show the most accurate rate information available.

This list is organized in two sections. The first section includes FDIC-insured savings or money market accounts and the second includes FDIC-insured checking accounts. Each list is sorted alphabetically and unless there is a notation listed, the APY rate applies to all amounts.

Current rates

Use the table below to search for current interest rates available on money market accounts, savings accounts, and certificates of deposit. For historical rates, scroll down.

 Amount

Type: MMA

Minimum to earn APY $0

0.90%APY

Rates as of 4/17/2014
FDIC Insured

Advertiser Comments

  • Trusted Name and FDIC-Insured. No Transaction Fees. Open Now!

Type: MMA

Minimum to earn APY $0

0.85%APY

Rates as of 4/17/2014
FDIC Insured

Advertiser Comments

  • Debit card access.
  • Open and fund with any amount.
  • Member FDIC.

Type: MMA

Minimum to earn APY $0

0.90%APY

Rates as of 4/17/2014
FDIC Insured

Advertiser Comments

  • No Minimum Balance
  • No Monthly Maintenance Fees
  • FDIC Insured

Type: MMA

Minimum to earn APY $5000

0.85%APY

Rates as of 4/17/2014
FDIC Insured

Advertiser Comments

  • Easy to open. Easy to fund. Easy to manage.
  • Free online banking and eStatements.
  • National network of free ATMs.

Type: MMA

Minimum to earn APY $0

0.75%APY

Rates as of 4/17/2014
FDIC Insured

Advertiser Comments

  • Capital One 360: No fees. No minimums. No changing banks.
TypeRateAPYMin. To Earn APYDetails
Savings2.00%2.02%$0SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th birthday may result in a penalty
Savings1.25%1.26%$0Saver Rewards - Tier $0-$15,000 - online accounts only - requires an Interest Rewards Checking account - Meeting the qualifications for an Interest Rewards Checking account qualifies Saver Rewards for a higher interest rate - Limited to MA and NH market area
Savings1.05%$0FreeMONEYSavings - Rate for balances below $20,000 - must maintain Dollar Bank FreeMONEY Checking or e-Checking to earn rate. Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA)
Savings1.01%$0Great Rate Savings - Tier Up to $35,000 - Account must be linked to Great Rate Checking Account - Available only to Oklahoma residents
Savings1.01%$1
Savings1.00%$1Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee - Miami-Dade County, Florida market area only
Savings1.00%$0APY for balances up to $50,000
Savings1.00%$0eOne Savings - APY on balances of $0.01-$500,000. Companion account to eOne Checking, no minimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five
Savings0.95%0.95%$2,500FT High-Yield Savings - APY for balances $2,500 and above - apply online
MMA0.93%0.93%$1,000 Yield of Dreams Money Market -Tier Less than $100,000 - Rate collected within: NY
Savings0.93%0.93%$1Statement Savings - Rate collected within: NY
Savings0.90%0.90%$10,000Savings Account
Savings0.90%$0Online Savings - APY for all balances
MMA0.90%$1Online Money Market Account
MMA0.90%$0Nationwide - apply online
Savings0.90%0.90%$1Online Savings - APY for balances between $1 to $1,000,000
Savings0.90%$100CIT Savings - APY for daily balances below $25,000 - apply online
Savings0.87%0.87%$0Online Savings - Free online transactions, no monthly fees, no minimums - Apply online
Savings0.85%0.85%$0Online Savings Account - Account can only be held in individual or joint ownership - Up to 6 preauthorized transfers from your Online Savings Account per statement cycle
MMA0.85%0.85%$0Money Market Savings Account - All balances - No monthly fees - Apply online
Savings0.85%0.85%$2,500Online Savings Account - up to 6 withdrawal transactions per month with no service fee
MMA0.85%0.85%$5,000Online Money Market - Rate/APY for balances between $5,000-$500,000
Savings0.85%0.85%$0Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online
MMA0.80%0.80%$100,000Money Market Tier $100,000 and up
MMA0.80%0.80%$5,000Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only.
MMA0.80%0.80%$5,000Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only.
Savings0.80%$0High-Yield Savings - Bank by phone or online only.
MMA0.80%$0Money Market Savings - Rate earned on balances up to $99,999.99 - transaction limitations - apply online
Savings0.80%$0Nationwide - apply online
MMA0.80%$0Money Market Savings - up to 6 withdrawals are permitted per month - apply online - a division of Northeast Bank based in Maine
MMA0.78%0.78%$250,000Premium Money Market - tier $250,000 and over
Savings0.75%0.75%$1,000UBM Direct Savings Account
Savings0.75%$0360 Savings Account - No fees - No minimum balance - Online account
Savings0.75%0.75%$50cuSave - Online Savings - Membership is limited to residents of Massachusetts or New Hampshire or those who work for a company that is based in Massachusetts
MMA0.75%0.75%$1Money Market Savings Account
MMA0.74%$0Online MM Rate - apply online
MMA0.70%0.70%$5,000 Money Market Tier $5,000 - $9,999 - $10 minimum balance fee if average balance is below $2,500
MMA0.70%0.70%$50,000Central New York market area only
MMA0.70%$10,000Apply online - Limited to Pennsylvania, New Jersey and New York market area
Savings0.70%0.70%$1Clear Sky Savings - Tier $1 - $249,999
MMA0.70%0.70%$50,000Money Market Tier $50,000-$99,999
MMA0.70%0.70%$25,000Money Market Tier $25,000 - $49,999 - $10 minimum balance fee if average balance is below $2,500
MMA0.70%0.70%$2,500Money Market Tier $2,500 - $4,999 - $10 minimum balance fee if average balance is below $2,500
Savings0.70%$1Performance Savings
MMA0.70%0.70%$10,000Money Market Tier $10,000 - $24,999 - $10 minimum balance fee if average balance is below $2,500
Savings0.69%$0Online Savings Rates - apply online
MMA0.68%0.68%$25,000eMoney Market online account
MMA0.66%$100,000Tiered Money Market - tier $100,000 - apply online
MMA0.66%$1,000Tiered Money Market - tier $1,000 - $9,999.99 - apply online
MMA0.66%$50,000Tiered Money Market - tier $50,000 - $99,999.99 - apply online

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Historical interest rates

The table below demonstrates the trend of interest rate changes over time, which has proven to be on a consistent down slope for the past few years. Contact me if you have any updates and I will gladly add the information below.

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