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Money market

Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st and 15th of every month, this page is updated to show the most accurate rate information available.

This list is organized in two sections. The first section includes FDIC-insured savings or money market accounts and the second includes FDIC-insured checking accounts. Each list is sorted alphabetically and unless there is a notation listed, the APY rate applies to all amounts.

Current rates

Use the table below to search for current interest rates available on money market accounts, savings accounts, and certificates of deposit. For historical rates, scroll down.

 Amount

Type: MMA

Minimum to earn APY $0

0.90%APY

Rates as of 9/19/2014
FDIC Insured

Advertiser Comments

  • No Minimum Balance
  • No Monthly Maintenance Fees
  • FDIC Insured

Type: MMA

Minimum to earn APY $0

0.85%APY

Rates as of 9/19/2014
FDIC Insured

Advertiser Comments

  • Debit card access.
  • Open and fund with any amount.
  • Member FDIC.

Type: MMA

Minimum to earn APY $0

0.75%APY

Rates as of 9/19/2014
FDIC Insured

Advertiser Comments

  • Capital One 360: No fees. No minimums. No changing banks.

Type: MMA

Minimum to earn APY $5000

0.85%APY

Rates as of 9/19/2014
FDIC Insured

Advertiser Comments

  • Easy to open. Easy to fund. Easy to manage.
  • Free online banking and eStatements.
  • National network of free ATMs.
TypeRateAPYMin. To Earn APYDetails
Savings2.00%2.02%$0SMART Savings Account - for young adults 18 yrs or younger, withdrawals prior to 18th birthday may result in a penalty
Savings1.25%1.26%$10,000Savings Account - minimum initial deposit of $10,000 and maximum initial deposit of $100,000.
Savings1.25%1.26%$0Saver Rewards - Tier $0-$15,000 - online accounts only - requires an Interest Rewards Checking account - Meeting the qualifications for an Interest Rewards Checking account qualifies Saver Rewards for a higher interest rate - Limited to MA and NH market area
MMA1.02%$0Money Market Savings - up to 6 withdrawals are permitted per month - apply online - a division of Northeast Bank based in Maine
Savings1.01%$1
Savings1.01%$0Great Rate Savings - Tier Up to $35,000 - Account must be linked to Great Rate Checking Account - Available only to Oklahoma residents
Savings1.00%$0FreeMONEYSavings - Rate for balances below $20,000 - must maintain Dollar Bank FreeMONEY Checking or e-Checking to earn rate. Open online and mail in forms. Available in Pennsylvania, and Ohio market area. Rate collected within: 15222 (PA)
Savings1.00%$1Regular Savings - Maintain $1,000 balance each day and avoid a $25 monthly maintenance fee - Miami-Dade County, Florida market area only
Savings1.00%$0APY for balances up to $50,000
Savings1.00%$10,000Ultimate Savings - Must have an Ultimate Checking account to open Ultimate Savings and to earn stated APY - This rate guaranteed for 90 days - Offer applies only to new customers or existing customers who add $25,000 in new deposits to Blue Hills Bank - Apply online - Must live or work in Eastern Massachusetts
Savings1.00%1.00%$0iGO Online Savings
Savings1.00%1.00%$0Kasasa Saver - Must be a resident of Wisconsin, Minnesota or Iowa
Savings1.00%$0eOne Savings - APY on balances of $0.01-$500,000. Companion account to eOne Checking, no minimum balance, no monthly fees, free ATM card, Online applicants only, who do not have existing deposit accounts with Salem Five
Savings0.95%0.95%$1Online Savings - APY for balances between $1 to $1,000,000
MMA0.94%0.94%$1,000 Yield of Dreams Money Market -Tier Less than $100,000 - Rate collected within: NY
Savings0.93%0.93%$250Statement Savings - Rate collected within: NY
MMA0.90%$10,000Money Market Savings Account - APY for balances between $10,000-$4,999,999 - Requires Santander Bank checking account -New accounts only - apply online - Rate collected within: New York
Savings0.90%$0Online Savings - Free online transactions, no monthly fees, no minimums - Apply online - Rate collected within: CA
Savings0.90%$100CIT Savings - APY for daily balances below $25,000 - apply online
MMA0.90%$0Nationwide - apply online
Savings0.90%$0Online Savings - APY for all balances
MMA0.86%0.86%$250,000Premium Money Market - tier $250,000 and over
Savings0.85%0.85%$2,500FT High-Yield Savings - APY for balances $2,500 and above - apply online
MMA0.85%0.85%$5,000Online Money Market - Rate/APY for balances between $5,000-$500,000
Savings0.85%0.85%$0Online Savings Account - Account can only be held in individual or joint ownership - Up to 6 preauthorized transfers from your Online Savings Account per statement cycle
Savings0.85%0.85%$2,500Online Savings Account - up to 6 withdrawal transactions per month with no service fee
Savings0.85%0.85%$1,000UBM Direct Savings Account
MMA0.85%0.85%$0Money Market Savings Account - All balances - No monthly fees - Apply online - Rate collected within: CA
MMA0.80%0.80%$5,000Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only.
MMA0.79%0.80%$50,000Money Market - tier $50,000 and above
Savings0.79%0.80%$0High-Yield Savings - tier 0 - $9,999
Savings0.79%0.80%$10,000High-Yield Savings tier $10,000 - $24,999
MMA0.80%0.80%$100,000Money Market Tier $100,000 and up
MMA0.80%0.80%$10,000Premium Money Market - tier $10,000 - $49,999
Savings0.80%$0Nationwide - apply online
MMA0.79%0.80%$0Money Market - tier 0-$9,999
Savings0.79%0.80%$25,000High-Yield Savings tier $25,000 - $49,999
MMA0.80%0.80%$5,000Earn More Money Market Account - Rate earned on balances of $5,000.00 and up-new money only.
MMA0.79%0.80%$25,000Money Market - tier $25,000 - $49,999
Savings0.80%$0High-Yield Savings - Bank by phone or online only.
MMA0.79%0.80%$10,000Money Market - tier $10,000 - $24,999
MMA0.80%$0Money Market Savings - Rate earned on balances up to $99,999.99 - transaction limitations - apply online
MMA0.80%$1Online Money Market Account
Savings0.79%0.80%$50,000High-Yield Savings - tier $50,000 and up
Savings0.75%0.75%$0Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online
MMA0.75%$10,000Classic MMA - Limited time offer -Rate special for balances over $10,000 - Account holder must also have primary checking account with FSG Bank - Opening balance must be an original deposit - limited to communities within Tennessee and Northern Georgia market area
MMA0.75%0.75%$1Money Market Savings Account
Savings0.75%$0360 Savings Account - No fees - No minimum balance - Online account
Savings0.75%0.75%$50cuSave - Online Savings - Membership is limited to residents of Massachusetts or New Hampshire or those who work for a company that is based in Massachusetts
MMA0.74%$0Online MM Rate - apply online

Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts, some of which have paid for a link to their website. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.

Historical interest rates

The table below demonstrates the trend of interest rate changes over time, which has proven to be on a consistent down slope for the past few years. Contact me if you have any updates and I will gladly add the information below.

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