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Consumerism Commentary has also been featured this week in the Carnival of Capitalists and the Carnival of Debt Reduction, with the entries Raise Your Credit Score and Free Credit Reports.

Updated February 6, 2012 and originally published September 26, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.

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Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Flexo on Twitter. View all articles by .

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