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My 401(k) Contributions

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Currently, I am contributing 12% of my gross salary to my 401(k). In thinking about my finances for the upcoming year, I’d like to reduce that to 6% or 8%. There is a strain on the amount of available cash at any moment. Unfortuantely, I am a designated person in my company, according to government regulations. I have access to “insider information” that prevents changing investments except for during certain times of the year. I’ll have to wait until the next time changes are allowed to be made, and I’m not sure when that is.

Updated March 5, 2014 and originally published January 25, 2005. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.

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About the author

Luke Landes, also known as Flexo, is the founder of Consumerism Commentary. He has been blogging and writing for the internet since 1995 and has been building online communities since 1991. Find out more about him and follow Luke Landes on Twitter. View all articles by .

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