I was in a minor car accident on Saturday. As I was turning out of my apartment court, another car tried to pass a van that was stopped, allowing me to turn. There was no lane for the car to pass the van, but since I was turning, I am legally at fault for the accident.
No one was hurt.
The police arrived and took the report, and I called my insurance company (Liberty Mutual) to begin the claim process. The first important point is my deductible. It’s likely I’ll be required to pay the first $500 of the repair cost. I have extra money in my “car fund” to pay for problems like these. Hopefully it won’t be too often.
The second important point is my rental coverage. While my car is being repaired, I will be able to use a rental car without charge. I should get the details about this coverage by Wednesday.
As far as the repairs go, there are deep scratches and dents along the driver’s side of the car, stretching from the front wheel to the back, left there by the sharp bumper of the Chevrolet that hit me as I was crossing its path. It’s completely driveable, but when opening the driver’s door, the edge of the door rubs against the body. My amateur guess is that both doors will need to be completely replaced.
Updated February 6, 2012 and originally published October 16, 2006. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.