I broke down and took the A.G. Edwards Nest Egg Score estimation thing. I’m doing better than average for my age group (18-35), so I’m satisfied. The mini-quiz asked a few questions about my living status and my investing and savings habits, and presented these suggestions:
* Continue to manage debt.
* Maximize your retirement contributions.
* Consider your other financial goals.
* Review your investment mix.
* Create or review your estate plan.
Thanks to Ka-Blog, Next Income Bracket, and Penny Foolish who first posted about this quiz. I received an email about it some time ago, but dismissed it as junk like 95% of the email I receive.
Updated December 20, 2011 and originally published July 7, 2006. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.
Rank: Platinum
Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 
{ 4 comments… read them below or add one }
Aww, I’m jealous. It didn’t tell me to create an estate plan – I guess it figures I have nothing to leave to anybody anyway. =)
Better than average does not necessarily equal “good” or “on track.”
Right, FMF, but in this case it’s a non-scientific, meaningless number designed to sell A.G. Edwards’ services, so I’m not too concerned about it. There’s no complex formula behind the number unlike credit scores. No lost sleep. :-) The short list of questions provides the software less information than other internet quizzes like “Which character from Buffy the Vampire Slayer are you.” Even the most basic low-tech, paper-and-pencil “purity test” questionnaire provides more details about someone’s financial condition. :-)
Flexo, like I told Kira, the numbers don’t really hold much weight, since there would have to be a lot more questions to approximate a score for everyone. I’m sure FICO scores take everything into consideration…thousands of data points. Either way, I think we’re in good shape since we’re thinking of personal finance more than the average person.