While we’re waiting for the Carnival of Personal Finance to be published by this week’s host, okdork.com, please visit today’s Carnival of Investing, hosted by Free Money Finance.
Published or updated April 3, 2006. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @flexo on Twitter and visit our Facebook page for more updates.







Luke Landes founded Consumerism Commentary in 2003 and has been building online communities since 1990. Luke, also known as Flexo, has contributed to PC World Magazine, US News, Forbes, and other publications. 



