When the magnetic stripe on the back of your credit card stops being effective more than two years before the card’s expiration date, you may take this as indication that you swipe the credit card fairly often. Maybe this is a frequent occurrence, but this is the first time this has happened to me.
Over the past week or so, I’ve been annoying cashiers and waitresses with my credit card. After the first few swipes, I assumed cashiers would resort to typing in the credit card number manually, but either there is some global aversion to using a keypad or point-of-sale systems no longer support this old-fashioned technique.
I spent this same past week partaking in a number of exciting activities to celebrate my girlfriend’s birthday, and the credit card received a workout, particularly now that multiple swipes were necessary. After a while, I resorted to using my back-up credit card, but this wouldn’t have been necessary if cashiers were willing to punch in the number.
After I arrived home the other day, I called the customer service number on the back of the card, reached a representative immediately, and asked for a replacement. A new one would be in the mail soon. About 24 hours later, the new card was in my hands. Also convenient was the fact that this replacement did not require a new credit card number, saving me frantic attempts to change automated payment settings too numerous to track.
Have you ever experienced problems with your credit or debit card’s magnetic stripe?
Updated October 10, 2014 and originally published May 6, 2011. If you enjoyed this article, subscribe to the RSS feed or receive daily emails. Follow @ConsumerismComm on Twitter and visit our Facebook page for more updates.