As featured in The Wall Street Journal, Money Magazine, and more!

Ordering a Replacement Credit Card Due to Magnetic Stripe

by Luke Landes

When the magnetic stripe on the back of your credit card stops being effective more than two years before the card’s expiration date, you may take this as indication that you swipe the credit card fairly often. Maybe this is a frequent occurrence, but this is the first time this has happened to me. Over ... Continue reading this article…

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May 6 Giveaway: $100 Amazon Gift Card

by Luke Landes

I thought it would be fun to end the first week of Giveaway May at Consumerism Commentary with a bigger giveaway. Like many of the prizes I’m offering this month, this takes the form of a gift card from I generally choose because they sell a wide variety of items, both necessities and ... Continue reading this article…

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Use Technology to Save Gas Money

by Luke Landes

The last time average gasoline prices reached $4.00 a gallon, people were agitated. I wasn’t immune either; I’ve commented on the rising prices as well. Although I’ve been thankful that gas prices in this country are lower than many other places in the world, and has prices in New Jersey are generally lower than average, ... Continue reading this article…

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Yahoo Finance Looking for Savers: Be On TV!

by Luke Landes

Yahoo Finance is producing an ongoing series of videos for their Financially Fit column. Each video focuses on an individual’s story. For example, they follow a New York City resident who saved $14,000 throughout the past year by downsizing his apartment and by choosing staycations rather than traveling. Personally, I don’t really consider “not spending” ... Continue reading this article…

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TradeKing Review

by Luke Landes

Launched towards the end of 2005, TradeKing is a relatively young discount brokerage when compared to many of their competitors. TradeKing, more than any other brokerage, is more in tune with today’s social networking and social media trend. This online trading network is somewhat of a forum just for investors, where they can connect with ... Continue reading this article…

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Cinco de Mayo Giveaway: $75 and a Smartphone Cover

by Luke Landes

Happy Cinco de Mayo! I’m continuing Giveaway May at Consumerism Commentary today with some help from Sustainable Personal Finance, another great money-related website. SPF is helping me increase the giveaway for today. In addition to my $50 Gift Card set aside for today’s winner, the individual randomly selected from among those who complete today’s ... Continue reading this article…

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Federal Government Sues Deutsche Bank for Mortgages

by Luke Landes

As the real estate market was starting to crumble, more banks were using the Federal Housing Authority’s guarantees to continue offering mortgage loans, when Fannie Mae and Freddie Mac were tightening the reins on their guarantees. This was common practice among banks. With loans fully backed by the FHA and therefore the United States government, ... Continue reading this article…

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Citi Diamond Preferred Card Review

by Luke Landes

When looking for a new credit card to place in your wallet, there are a variety of factors you should always consider. First of all, credit cards are not for everyone. In order to take advantage of the rewards that some credit cards provides, you should honestly evaluate whether increasing your use of credit cards ... Continue reading this article…

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May 4 Giveaway: $50 Amazon Gift Card

by Luke Landes

This is the third giveaway for Giveaway May at Consumerism Commentary, and I’m just getting started. I have a pile of gift cards to offer to readers and I’ll be doing so every weekday this month. The giveaways are short, though. To reward those who visit every day, the giveaways are announced at 6:00 ... Continue reading this article…

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US Bank Offers Free Rewards Account, Then Cancels Offer

by Luke Landes

Xenocid is having a frustrating experience with US Bank. A customer service representative moved his account into a new tier, offering a free account with cash back rewards when using his debit card. Xenocid promptly received a letter saying they would start charging $25 per month for this free account. Here’s his side of the ... Continue reading this article…

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