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Final Giveaway: $200 in Gift Cards

by Luke Landes

This is it. Somehow, I’ve survived Giveaway May, having operated contests every weekday this past month. Many winners have not yet been contacted, so if you haven’t heard from me, hang tight. The rest of the winners will be contacted within the next few days, and all winners will be announced on Consumerism Commentary. Each ... Continue reading this article…

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Paying Children for Good Grades

by Luke Landes

I always encourage parents to find interesting ways to teach their children about responsible money management. When I do, I always lean toward behavior modeling. Children who, even at an early age, see their parents engaging in a positive relationship with money will subconsciously take what they observe to heart more than any explicit lessons ... Continue reading this article…

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$100 Memorial Day Giveaway

by Luke Landes

To readers in the United States, happy Memorial Day! For Americans serving overseas — please arrive home safely. Many of us had long weekends for the holiday; I spent the weekend traveling. A friend of mine got married recently, and rather than having the traditional wedding, their marriage was private and followed by a honeymoon; ... Continue reading this article…

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Podcast 110: George Hobica, Airfarewatchdog

by Luke Landes

Today’s guest on the Consumerism Commentary Podcast is George Hobica, president and founder of the travel comparison website Airfarewatchdog. George discusses Airfarewatchdog, how the site works in finding low air fares, several great deals many people don’t know about and offers many airline travel tips. Consumerism Commentary Podcast #110 George Hobica, Airfarewatchdog: S05E06 / 134 ... Continue reading this article…

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How to Design and Stick to a Flexible Budget

by Luke Landes

While it may not be the most exciting activity in the world, building a budget is one of the most important pieces of getting your financial life on track, especially if you’re starting from a particularly precarious point. When I first realized I needed to improve my money situation, I was in debt and had ... Continue reading this article…

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Federal Reserve’s Secret Bailout Helped Banks Profit During Crisis

by Luke Landes
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While the Federal Reserve was publicly providing money to member banks at interest rates of up to 0.5 percent during the financial meltdown of 2008, a different, less public program bailed out Credit Suisse, Goldman Sachs, and Royal Bank of Scotland with short-term loans with an interest rate of only 0.01 percent. Those banks received the bulk ... Continue reading this article…

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Life After Salary: Structure and Motivation, Five Months Later

by Luke Landes

This is part of an on-going series about my life after salary — my thoughts and concerns pertaining to my resignation from my day job to focus full-time (and more) mainly to the website I created in 2003 and has grown into a business with a life of its own. I’ve previously looked at structure ... Continue reading this article…

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Today’s Giveaway: $100 in Amazon.com Gift Cards

by Luke Landes

Before heading into Memorial Day weekend, why not win $100 to spend on Amazon.com? All this month, I’ve been hosting giveaways as part of a project I’m calling Giveaway May on Consumerism Commentary. Every weekday during this month, I will be giving away at least a $50 gift card, and almost every day the prizes ... Continue reading this article…

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Free Triple Credit Score with GoFreeCredit.com

by Luke Landes

This review of the Free Triple Credit Score with GoFreeCredit.com was published in 2011. According to a representative from the company, the platform has been updated in the intervening years and some details from this review no longer apply. Today, GoFreeCredit.com works directly with TransUnion to provide a score and three-bureau credit monitoring for $17.95 ... Continue reading this article…

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Don’t Run on Empty, and New EPA Stickers for New Cars

by Luke Landes
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Before my girlfriend purchased a new car, she was always careful to refuel her old car before the gas gauge dipped below a quarter of a tank. I’ve been living on the edge, letting my gauge drop to one-eighth of a tank or less before refueling. Her concern was that the gauge didn’t seem very ... Continue reading this article…

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