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Citi Credit Card Reviews

by Luke Landes

Citigroup is the third largest bank holding company in the United States, and Citibank is the consumer banking entity owned by this behemoth company. Sometimes, size is an advantage. Citibank’s size allows it to have a massive credit card division, branded as “Citi Cards.” The size helps the bank offer some of the best deals ... Continue reading this article…

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Win a Free Kindle: May 20 Only!

by Luke Landes

It wouldn’t be a weekday in May without another giveaway. This month is Giveaway May at Consumerism Commentary. Each day, I’ll have some to reward readers valued $50 or more. Today’s a good day for the winner; thanks to a partnership with personal finance blog Beating Broke, I am able to offer Amazon.com’s reading device, ... Continue reading this article…

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S&P 500 Return Beats Super-Rich Investors in 2010

by Luke Landes

The year 2010 was an anomaly. Usually, the members of the Institute for Private Investors, a country-club type of investment group that only welcomes you if you have $30 million in investable assets, beats the S&P 500 benchmark in terms of average annual returns. Looking at the latest ten-year average return, that’s what we see. ... Continue reading this article…

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$50 Amazon.com Gift Card Giveaway for May 19

by Luke Landes

Hot on the heels on what has likely been the most successful giveaway we’ve done at Consumerism Commentary, today brings another giveaway. Throughout this month, I’m celebrating Giveaway May; every weekday brings something new to reward readers and visitors. Yesterday, we surpassed 1,000 fans of Consumerism Commentary on Facebook. This is a great milestone! Today’s ... Continue reading this article…

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Are Online Banks Safe?

by Luke Landes

Anyone who is accustomed to being able to walk into the local bank branch, access accounts through a teller, and discuss banking options with an account manager on-site might still have reservations about moving money to an online-only bank. The benefits are big. Usually, online-only banks offer higher interest rates on savings and certificate of ... Continue reading this article…

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Chase Sapphire Preferred Card Review

by Luke Landes

The Chase Sapphire Preferred® card offers 40,000 bonus points for new cardholders who manage to spend a total of at least $3,000 on purchases during their first three months of membership. This translates into $500 toward travel booked through Ultimate Rewards. Previous promotions for this card had offered a slightly sweeter deal for new cardholders, ... Continue reading this article…

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Win a Free iPad Today

by Luke Landes

I am excited to have PT Money as a partner for today’s giveaway, because together, Phil Taylor and I are offering an Apple iPad 2 Wi-Fi to the winner. This giveaway is the latest in the Giveaway May series, wherein Consumerism Commentary is offering giveaways every weekday this month. PT Money is a blog whose ... Continue reading this article…

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Car Dealers Pass Loan Acquisition Fees to Buyers Without Disclosure

by Luke Landes
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If you have less-than-stellar credit, you’re at a significant disadvantage when you go to a dealer to purchase a car and seek financing through the dealer. Banks or intermediary loan brokers charge dealers a fee to extend credit to a risky customer. Rather than denying someone credit, the company that finances the loan charges risky ... Continue reading this article…

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Newark Liberty International Airport Has the Highest Fares

by Luke Landes

The same day I purchased airfare from New Jersey to California for what I thought was one of the better rates I’ve found in the past decade or so, I came across statistics showing that New Jersey’s Newark Liberty International Airport sports some of the highest fares in the country for the past two years, ... Continue reading this article…

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Today’s Giveaway: $50 and The Gift of Stock

by Luke Landes

While the forecast is calling for rain all week where I live, the free gifts are raining down at Consumerism Commentary. Giveaway May continues right now with the twelfth freebie of the month. Today, with the help of Glen from Free From Broke, I will be giving away ING Direct and ShareBuilder’s “Gift of Stock.” ... Continue reading this article…

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