As featured in The Wall Street Journal, Money Magazine, and more!

TD Bank’s Penny Arcade: An Investment With a 58% Return

by Luke Landes

I’m generally a fan of TD Bank and my local branch’s generous operating hours, and I’m also a fan of the bank’s coin counting machine called the Penny Arcade. After my interesting experience last weekend, I’m an even greater (and slightly wealthier) fan. Last weekend, my girlfriend and I counted the coins in our coin ... Continue reading this article…

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Podcast 69: American Express Customer Service Survey, Keri Buster

by Luke Landes

On today’s episode of the Consumerism Commentary Podcast, Tom Dziubek speaks with Keri Buster, Vice President of Corporate Affairs and Communications, World Service at American Express about her company’s recent survey about customer service. Tom and Keri discuss American Express’s findings about the importance of customer service to customers and the effect customer service has ... Continue reading this article…

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Citibank $50 Statement Credit Back To School Offer

by Luke Landes

Editor’s Note: Thank you for your interest, this offer expired and is no longer available. If you’re a student in need of a credit card, you’ll want to do your homework on which card is the best for you. Are you looking for a credit card with a low APR so you can carry a ... Continue reading this article…

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Paid Insufficient, My Old Friend

by Smithee

Last week on Facebook I was celebrating the new law that stops banks from auto-enrolling new customers into overdraft programs, making it merely optional instead. A more conservative friend from college expressed his dislike of the law, asking me (I’m paraphrasing) “What happened to personal responsibility in this country? Why is it a good thing ... Continue reading this article…

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Inactive Savings Accounts Can Be Turned Over to Your State

by Luke Landes

The state will take your money if you’re not vigilant. I received a warning the other day that I’m in danger of having the funds in one of my savings accounts handed over to the state of New Jersey. I’ll explain why in a moment. First, I should explain that rather than keeping a simplified ... Continue reading this article…

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How to Not Get Hired: Drink or Hold Alcohol

by Luke Landes

My job interview for my current corporate position included, for some reason, discussion of visiting bars on the Jersey shore to listen to mediocre cover bands. While in my future manager’s office, we were not actually drinking. It’s a good thing there was no alcohol during the interview, because rather than winning the job, if ... Continue reading this article…

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The Best Credit Cards for College Students, January 2015

by Luke Landes

Over the last three years, there has been a strong initiative to reform the banking industry in terms of attracting and maintaining credit card customers. Student credit cards have seen many of the changes. Gone are the days of marketing on college campuses for free t-shirts, and if you’re under 21 without a reliable source ... Continue reading this article…

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Student Loan Debt Surpasses Credit Card Debt

by Luke Landes

According to the latest statistics from the Federal Reserve and the publisher of, the total amount of money Americans have borrowed on government and private student loans at $830 billion has surpassed the total American consumer balance on credit cards, only $827 billion. As the Wall Street Journal mentions when sharing this information, this ... Continue reading this article…

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Make Sure You Really Want to Jailbreak Your iPhone

by Smithee

If you heard about it at all, you heard right: it’s no longer illegal to jailbreak your iPhone. That means you can install any app you want on it, regardless of whether it exists in the official App Store. But according to Apple, this will void your warranty, so proceed with caution. I’d recommend looking ... Continue reading this article…

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Degrees With Low Salaries: How to Beat the Odds

by Luke Landes

Eleven years ago or so I began my career with my bachelor’s degree in hand. Once I stabilized a little, I had a job with one of the top organizations in the world. It was a non-profit organization, and despite its prestige, it was a non-profit organization with staffing nightmares and horrific cash flow. My ... Continue reading this article…

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