As featured in The Wall Street Journal, Money Magazine, and more!

Free Checking On the Way Out: Who Should Pay?

by Luke Landes

July 1 and August 15 are the dates consumers need to worry about. New Fed rules for bank accounts go into effect on July 1 for anyone who opens a new bank account, while current account holders should know about changes to their accounts starting August 15. On these dates, the Federal Reserve is limiting ... Continue reading this article…

27 comments Read the full article →

A Review of PerkStreet’s 5% Cash Back Debit Card and Checking Account

by Luke Landes

PerkStreet Financial, a company that launched just over a year ago has decided to kick things up a notch by offering something new in addition to their online checking account. Previously, PerkStreet enticed customers with a $50 cash bonus for signing up a new account, then 2 percent cash back on all non-PIN debit card purchases ... Continue reading this article…

55 comments Read the full article →

Unemployment Benefits and Homebuyer Credit Not Extended

by Luke Landes

Last Thursday, the Senate failed to pass a bill that would again extend unemployment benefits. Rather than continue haggling between Democrats and Republicans for another round of changes to the bill, the Senators will likely drop the issue. The bill also contained an extension to the homebuyer tax credit, a benefit that officially ends on ... Continue reading this article…

15 comments Read the full article →

Podcast 62: Families and Money Survey, Bank Overdraft Fees

by Luke Landes

Today’s episode of the Consumerism Commentary Podcast features two guests. In the first segment, Tom Dziubek talks with Carrie Schwab-Pomerantz, president of Charles Schwab Foundation. Carrie discusses the findings of their 2010 Families & Money Survey and also talks about the financial tools available at Schwab MoneyWise. In the second segment, Tom speaks with Jim ... Continue reading this article…

6 comments Read the full article →

Live Sports: One More Reason to Get Rid of Cable

by Smithee

Among the more popular reasons for not ditching cable is the desire to watch live sports. ESPN is coming to the rescue of many future cable-less households by introducing live, streaming sports in HD through the Xbox. In order to benefit, you’ll need to be an Xbox Live Gold member, which is about $50 a ... Continue reading this article…

7 comments Read the full article →

Good and Bad Uses of Leverage

by Luke Landes

Earlier this year, I suggested starting the decade off right by paying off debt. In general, debt is something that should be eliminated. Credit card debt is expensive and often unnecessary, personal loans generally carry a cost to personal relationships as well as interest, and mortgages hang around forever and make you a renter who ... Continue reading this article…

4 comments Read the full article →

How to Invest $300,000 — Or Any Amount

by Luke Landes

Last week I wrote about lump sum investing vs. dollar-cost averaging, voicing the opinion that in most cases, if a lump sum is available, it’s a better choice in the long run. But how do you invest that lump sum? It’s great that the financial media has been encouraging young people to start thinking about ... Continue reading this article…

10 comments Read the full article →

Discover® More Card $50 Cashback Bonus

by Luke Landes

The offer you are interested in has expired. Read our review of the Discover More Card.

7 comments Read the full article →

Fed Issues New Rules for Credit Card Fees

by Smithee

The Credit CARD Act of 2009, which we’ve been covering in detail throughout its long snake through Congress, is finally nearing the end of its beginning. Ever since the fall of 2008, lawmakers have been trying to end abusive credit card practices. It started with a set of proposals from the Federal Reserve, but that ... Continue reading this article…

4 comments Read the full article →

Overdraft Fees: Opting In

by Luke Landes

As we’ve addressed on Consumerism Commentary before, the Federal Reserve will be requiring banking customers to opt-in to overdraft protection. The highly publicized date of the change is July 1, but this is only the date by which new customers must be free from certain overdraft fees without opting into the service. Most of us ... Continue reading this article…

32 comments Read the full article →
Page 152 of 528« First···50100···150151152153154···200250300···Last »