As featured in The Wall Street Journal, Money Magazine, and more!

WTDirect Sign-Up Bonus and Promotion Code: Earn Up to $250

by Luke Landes

WTDirect is offering a bonus for new customers who open a savings account. Above the 3.31 percent APY interest rate, WTDirect is offering a sign-up bonus of up to $250. You’ll have to deposit a significant sum, however, and keep the funds deposited in the bank for 60 days. The bonus is different depending on how ... Continue reading this article…

7 comments Read the full article →

Telemarketers Can’t Talk to the Dead

by Smithee

I was speaking with a co-worker who used to be a telemarketer, and she told me that if I’m ever again harassed by any strangers on the phone trying to sell me things I don’t need, I should just say, “Mark me down as deceased.” You don’t even have to pretend to be a different ... Continue reading this article…

9 comments Read the full article →

More $25 Bonus Links for New ING Direct Customers

by Luke Landes

Once again, I’ve refreshed the list of $25 bonus referral links for new ING Direct customers. I usually keep about ten unique links for the Orange Savings Account listed, and in most cases, they are all used within a week. Remember that these links are only valid for new customers who deposit at least $250 ... Continue reading this article…

0 comments Read the full article →

The Path to Mediocrity: Doing What Works For You and Other Self-Limiting Philosophies

by Luke Landes

General advice for an imaginary average person Personal finance advice comes in many forms, running the gamut from Dave Ramsey’s philosophies on getting out of debt to Suze Orman’s no-nonsense anti-stupidity spending advice. Opinions vary wildly as you stroll down the promenade from the broker, a salesperson, to the financial planner paid by the hour ... Continue reading this article…

18 comments Read the full article →

Twitter Poll: Do You Work in the Same Field as Your Degree?

by Luke Landes

While I haven’t decided whether I’m making a habit of this, earlier today I asked Twitter users whether their current job is related to the field in which they earned a bachelor’s degree. The unique thing about Twitter is that responses are limited to 140 letters and spaces, so it’s a challenge to condense a ... Continue reading this article…

8 comments Read the full article →

Why I Will (Probably) Never Buy a Condominium

by Luke Landes

The “condominium” (or “condo” for short) is generally seen as the missing link between renting an apartment and owning land with a house. Commonly, at least in my experience, a condominium is an apartment building in which the units are individually owned but the common spaces are jointly owned by all individual owners. There is ... Continue reading this article…

89 comments Read the full article →

Your Emergency Fund: What Qualifies as an Emergency?

by Luke Landes

Having an emergency fund, money set in an easily accessible location like a savings account earmarked for certain situations, is one of the first steps to being financially secure. This is common advice, particularly among financial advisers. Ideally, one wouldn’t tap the emergency fund at all. That sacrifices some earning power because even high-yield savings ... Continue reading this article…

12 comments Read the full article →

Donating Old Clothing and Blog Roundup

by Luke Landes

It’s been a long time since I’ve gone through my clothing and eliminated items which are no longer appropriate for wear. For most of my life so far, my habit of keeping clothes for a long time — until recently, I still had a few items left from high school (1994) — was out of ... Continue reading this article…

12 comments Read the full article →

Is Finding $6,000 in Saved Expenses Better Than a Raise?

by Luke Landes

As I mentioned earlier, Consumer Reports makes it sound easy for the average family to find $500 a month in saved expenses. Scott Burns calls this the “power of attentive spending.” Pay attention to the little details and you can end the year with $6,000 more in your pocket than you would have otherwise. The ... Continue reading this article…

6 comments Read the full article →

Can You Eliminate $500 of Your Expenses Each Month?

by Luke Landes

I may have fallen back into old habits. Several years ago, when I was refreshing my life and beginning to control my finances, I made deep cuts into my expenses. I took on three roommates, paying only $325 a month for my portion of rent. I didn’t own a car and relied on mass transit ... Continue reading this article…

18 comments Read the full article →
Page 248 of 526« First···50100150···246247248249250···300350400···Last »