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Personal Income Statement, August 2008 (Net Income: $11,582)

by Luke Landes

I mentioned in my August net worth report that there were three main reasons for my 7.7 percent increase. One reason was the stock market, which slightly lifted some of my investments. The other two reasons should be apparent from the income and expense report that is included in this post. My net income for the ... Continue reading this article…

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Personal Balance Sheet, August 2008 ($174,669, +7.7%)

by Luke Landes

It’s a long-standing tradition at Consumerism Commentary to review the details of my finances at the end of every month, and it’s that time again. I start with a “net worth report,” a list of my bank account, credit card, and loan account balances, investment values, and some more ethereal numbers like my car’s value ... Continue reading this article…

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Diddy Says: Lower Gas Prices So I Can Fly My Private Jet!

by Luke Landes

A few days ago, rap mogul “Diddy” (aka Sean Combs) shared his thoughts on high gas prices with the world through a video “blog” posted at Youtube. I’ve embedded the video below for all who are interested. Readers enjoying Consumerism Commentary via RSS will need to click through to see what Diddy has to say ... Continue reading this article…

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Thieves Smashed Into My Car and Stole $700 Worth of Stuff

by Luke Landes

While staying in Queens, New York a week ago, I discovered on Sunday that my car had been broken into. Some time between Friday night and Sunday morning, someone broke the front passenger side window and pulled out my car radio and a few other items I had left hidden in the car. In addition ... Continue reading this article…

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Labor Day Blog Roundup: Smoking, Sins, and Index Funds

by Luke Landes

Today’s holiday provided me with a much-needed break from the general craziness that is my life. I had time to take care of a few household chores rather than procrastinate as usual. Living alone is both a blessing and a curse in this respect. After I finished my chores and allowed myself to go out ... Continue reading this article…

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More ING Direct Referrals Needed: Earn $10 By Referring a New Customer Here

by Luke Landes

4:45 PM update: The waiting list is again closed. Thank you to everyone who responded promptly. We now have more than 100 people on the waiting list. As you may know, I am allowing Consumerism Commentary to share ING Direct referral links, providing new savings account holders with a $25 bonus (and a $10 bonus ... Continue reading this article…

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Finance, Goals, and the Internal Locus of Control

by Luke Landes

This morning, I posted an article on one of my favorite blogs about personal finance, Get Rich Slowly. The article follows my ongoing transformation from an external to an internal locus of control philosophy and explains why an internal point of view is more beneficial to achieving financial goals. Please read Financial Success Comes From ... Continue reading this article…

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Sleep Makes You Healthier and Smarter

by Luke Landes

A former high-powered, strongly motivated boss of mine did not believe in sleep. In order to be the best in the world at what we do — and this was the goal, no doubt — sleep is an obstacle to be overcome. I disagreed, as it seemed to me at some point, bodies and minds ... Continue reading this article…

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The Carnival is Up!

by Luke Landes

Broke Grad Student is hosting the latest edition of the Carnival of Personal Finance, highlighting the best personal finance articles as well as the Beijing 2008 Olympics. My recent article on Consumerism Commentary, Financial Tips for Students Entering College, earned a “gold medal” as an Editor’s Pick. There were many interesting articles in this week’s ... Continue reading this article…

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Dave Ramsey’s Baby Steps

by Luke Landes

I’ve done a good job of sharing my disdain for Dave Ramsey’s popularization of a method of getting out of debt that caters to unmotivated individuals, the “Debt Snowball” method. That doesn’t mean I don’t agree with his principles or his intentions. I just think he, as one of the most popular “gurus” in personal ... Continue reading this article…

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