As featured in The Wall Street Journal, Money Magazine, and more!

Support Entrepreneurs in Developing Countries With Kiva

by Luke Landes

Kiva is an international non-profit organization that facilitates “microlending” for the purpose of its mission, alleviating poverty across the world. The organization allows those who wish to contribute to lend money in small amounts to entrepreneurs in the developing world. Kiva’s website lets you browse entrepreneurs’ profiles to select the recipient of your micro-loan and ... Continue reading this article…

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Weekly Blog Roundup: Psychology of Credit Cards, Vanguard, and Freezers

by Luke Landes

Here are some interesting articles from the MoneyBlogNetwork and beyond. I enjoyed these posts and I believe others will as well. The Psychology of Credit Cards? Get Rich Slowly shares the story of a reader who has switched from debit card to credit card but has lost the ability to keep track of his spending ... Continue reading this article…

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WTDirect Sign-Up Bonus and Promotion Code: Earn Up to $250

by Luke Landes

WTDirect is offering a bonus for new customers who open a savings account. Above the 3.31 percent APY interest rate, WTDirect is offering a sign-up bonus of up to $250. You’ll have to deposit a significant sum, however, and keep the funds deposited in the bank for 60 days. The bonus is different depending on how ... Continue reading this article…

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Telemarketers Can’t Talk to the Dead

by Smithee

I was speaking with a co-worker who used to be a telemarketer, and she told me that if I’m ever again harassed by any strangers on the phone trying to sell me things I don’t need, I should just say, “Mark me down as deceased.” You don’t even have to pretend to be a different ... Continue reading this article…

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More $25 Bonus Links for New ING Direct Customers

by Luke Landes

Once again, I’ve refreshed the list of $25 bonus referral links for new ING Direct customers. I usually keep about ten unique links for the Orange Savings Account listed, and in most cases, they are all used within a week. Remember that these links are only valid for new customers who deposit at least $250 ... Continue reading this article…

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The Path to Mediocrity: Doing What Works For You and Other Self-Limiting Philosophies

by Luke Landes

General advice for an imaginary average person Personal finance advice comes in many forms, running the gamut from Dave Ramsey’s philosophies on getting out of debt to Suze Orman’s no-nonsense anti-stupidity spending advice. Opinions vary wildly as you stroll down the promenade from the broker, a salesperson, to the financial planner paid by the hour ... Continue reading this article…

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Twitter Poll: Do You Work in the Same Field as Your Degree?

by Luke Landes

While I haven’t decided whether I’m making a habit of this, earlier today I asked Twitter users whether their current job is related to the field in which they earned a bachelor’s degree. The unique thing about Twitter is that responses are limited to 140 letters and spaces, so it’s a challenge to condense a ... Continue reading this article…

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Why I Will (Probably) Never Buy a Condominium

by Luke Landes

The “condominium” (or “condo” for short) is generally seen as the missing link between renting an apartment and owning land with a house. Commonly, at least in my experience, a condominium is an apartment building in which the units are individually owned but the common spaces are jointly owned by all individual owners. There is ... Continue reading this article…

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Your Emergency Fund: What Qualifies as an Emergency?

by Luke Landes

Having an emergency fund, money set in an easily accessible location like a savings account earmarked for certain situations, is one of the first steps to being financially secure. This is common advice, particularly among financial advisers. Ideally, one wouldn’t tap the emergency fund at all. That sacrifices some earning power because even high-yield savings ... Continue reading this article…

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Donating Old Clothing and Blog Roundup

by Luke Landes

It’s been a long time since I’ve gone through my clothing and eliminated items which are no longer appropriate for wear. For most of my life so far, my habit of keeping clothes for a long time — until recently, I still had a few items left from high school (1994) — was out of ... Continue reading this article…

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