As featured in The Wall Street Journal, Money Magazine, and more!

Giveaway: Free Sumo Lounge Omni Chair

by Luke Landes

If you’re visiting Consumerism Commentary for the first time, please take a look around and subscribe to our RSS feed. So far, this has to be one of my favorite giveaways. Who wants yet another book about money when you could have a postmodern bean bag chair? Last week, I reviewed the Sumo Lounge Omni ... Continue reading this article…

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Debunking 13 Retirement Myths, Part 1

by Luke Landes

Money Magazine is on the scene again, spreading the truth about retirement, contrary to some popular beliefs. Within, these is some good news alongside bad news. Here are the highlights. Myth #1: You need a big income to have a big nest egg. Some creativity can go a long way. By finding ways to save ... Continue reading this article…

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Roundup for the Week Ending October 13

by Luke Landes

Here are some interesting articles from the MoneyBlogNetwork and beyond. If you missed these articles over the last week, take a look now. Separate Checking Accounts or Keep Them Joint? “Separate checking accounts might keep a spendthrift husband from ruining his joint finances with his frugal wife (or vice versa) for a while, but this ... Continue reading this article…

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Update: Financial Literacy Challenge Gaining Momentum

by Luke Landes

Thank you to everyone who has chosen to support the pfblogs.org Financial Literacy Challenge at DonorsChoose. Since my first post on Monday about raising funds for teachers who intend to bring money management and entrepreneurship lessons to the classroom, several projects have been completely funded by bloggers and readers. Our challenge has climbed to fifth ... Continue reading this article…

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Fairness and The Brain (and Other Neuroeconomic Studies)

by Luke Landes

The California Institute of Technology is undertaking a study in neuroeconomics, and it has to be one of the most interesting things I’ve come across in the realm of finance in the past few years. The researchers are undertaking experiments in which they measure reactions in the brains of individuals [WSJ] who must decide to ... Continue reading this article…

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Where’s the Line Between Taking and Taking Advantage?

by Sasha

Archetypical contributed a great comment to my last entry, Surviving (and Thriving) on $12,000 a Year, with a very different take on Donna Freedman’s story: I think frugality is great, and there are certainly things we could all do without, but I refuse to glorify this woman who gets praised for leaching off of everyone. ... Continue reading this article…

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Surviving (and Thriving) on $12,000 a Year

by Sasha

I really enjoyed Donna Freedman’s recent article, Surviving (and thriving) on $12,000 a year. While it contains some great tips on conscious spending, it’s also tremendously inspirational, making me feel that anything can be possible if you’re willing to have some tradeoffs. As I read more and more about others’ net worth online, I start ... Continue reading this article…

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Check Your ING Direct Overdraft Protection

by Luke Landes

If you have ING Direct’s “Electric Orange” checking account with an overdraft line of credit, check your account if you haven’t done so recently. A number of readers commented today that their overdraft limit has been reduced or eliminated over the last few days. Divine responded to an earlier post about ING Direct closing customer ... Continue reading this article…

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How to Best Handle Old Credit Card Accounts

by Luke Landes

One of the best things you can do to build awareness of your financial condition is to view your credit report. Granted, in this case, it’s your perceived condition, not by your friends, neighbors, and nosy individuals who think they can tell how much you earn by the car you drive or the clothes you ... Continue reading this article…

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Sumo Lounge: Not Your Average Beanbag Chair

by Luke Landes

The other day, I arrived home to see two boxes, one large, one smaller, waiting for me on my doorstep. A quick inspection verified that the shipment came from Sumo Lounge, who were sending Consumerism Commentary some product samples for review. Sumo Lounge sells hip, urban furniture in the form of huge nylon sacks filled ... Continue reading this article…

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