As featured in The Wall Street Journal, Money Magazine, and more!

Have You Cut Your Expenses Due to Gas Prices?

by Luke Landes

A recent Nielsen study revealed that almost two-thirds of consumers in the United States, many more than those surveyed just one year ago, have cut back their expenses, specifically due to escalating gas prices. According to the study, which queried about 50,000 consumers during the first week of June, when regular gas averaged $3.98 per ... Continue reading this article…

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Baseball Cards Aren’t Fun Anymore

by Luke Landes

Back in the late 1980s, I collected baseball cards just like millions of other kids. That’s around the same time that popularity of baseball card collecting skyrocketed and the producers of cards — and Major League Baseball — ruined the hobby, never to recover. Taking advantage of collector — and even investor — interest, the ... Continue reading this article…

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GnuCash: Free Software for Balancing Your Checkbook (and More)

by Luke Landes

Nicholas emailed me with this question. I’m trying to find some kind of free accounting software for balancing my checkbook, and that sort of thing. I already use Mint.com, but it isn’t much good if I plan on writing a check, or if I want to create a recurring transaction. I don’t need something to ... Continue reading this article…

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Is it Finally Time for Market Optimism?

by Luke Landes

The Dow and the S&P 500 indexes were both up 2.5 percent and the Nasdaq index was up 3.1 percent today. Is this a sign of things to come? I wouldn’t mind if it were. My 401(k) has been decimated this year. That’s a literal decimation, a reduction of 10 percent of its value. Based on the short ... Continue reading this article…

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5 Years of Consumerism Commentary: What Would You Like to See Here?

by Luke Landes

Five years ago today, on July 16, 2003, I began Consumerism Commentary, writing a short post about myself, the purpose of this website, and my first “public” financial update. By that time, I was about a year and a half into a corporate job, a change from my previous non-profit, arts-related life. I had already ... Continue reading this article…

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2007 New Jersey Homestead Rebate: Receive Up to $2,000

by Luke Landes

Homeowners in New Jersey are eligible for a partial rebate of property taxes paid. If you owned and lived in a house in New Jersey on October 1, 2007, you are eligible. Renters like me are eligible for a separate rebate up to $860. If you haven’t received an application, you should shortly. The state ... Continue reading this article…

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Earn the Most in New Canaan, Connecticut

by Luke Landes

Money Magazine released the results of the publication’s survey of the towns with the highest median household income. New Canaan, Connecticut tops the list with a median income of $231,138. Considering a move to help your income go farther? Don’t choose one of these locales. Considering a move to be closer to culture, leisure, and ... Continue reading this article…

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More ING Direct $25 Bonus Referrals

by Luke Landes

This is a quick Sunday night note to say that I’ve refreshed the list of $25 bonus referrals for new customers this evening. These appear to be going rather quickly and I try to keep the list updated with fresh links. For the Orange Savings Account referrals, I have on several occasions asked readers to ... Continue reading this article…

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What is the Value of a Human Life?

by Luke Landes

When the Environmental Protection Agency decides which regulations to create and enforce, just like any business deciding to pursue a project, it runs a cost-benefit analysis. While typical businesses might compare the costs of obtaining equipment and paying salaries with the anticipated income from the project, the EPA has to consider grander variables. If the ... Continue reading this article…

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Weekend Reading: Blog Roundup

by Luke Landes

Here are some articles to read this weekend. Is There a Cure for the Economy? The Spending and Saving Catch-22. “Maybe I’m crazy, but it seems like as long as the money shifts between business and consumers the economy isn’t going to improve overall. If consumers have more money they have safety and security, but ... Continue reading this article…

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