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More ING Direct $25 Bonus Referrals

by Luke Landes

This is a quick Sunday night note to say that I’ve refreshed the list of $25 bonus referrals for new customers this evening. These appear to be going rather quickly and I try to keep the list updated with fresh links. For the Orange Savings Account referrals, I have on several occasions asked readers to ... Continue reading this article…

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What is the Value of a Human Life?

by Luke Landes

When the Environmental Protection Agency decides which regulations to create and enforce, just like any business deciding to pursue a project, it runs a cost-benefit analysis. While typical businesses might compare the costs of obtaining equipment and paying salaries with the anticipated income from the project, the EPA has to consider grander variables. If the ... Continue reading this article…

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Weekend Reading: Blog Roundup

by Luke Landes

Here are some articles to read this weekend. Is There a Cure for the Economy? The Spending and Saving Catch-22. “Maybe I’m crazy, but it seems like as long as the money shifts between business and consumers the economy isn’t going to improve overall. If consumers have more money they have safety and security, but ... Continue reading this article…

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The Four-Day Work Week: Is it a Good Idea?

by Luke Landes

I’ve noticed a few public employers, like Howard County, Maryland, the Hobart, Indiana Police Department, the State of Oklahoma, and the Winston-Salem Housing Authority, are implementing or discussing the idea of moving to a four-day work week. The most popular options seem to be replacing five eight-hour days with four ten-hour days and replacing ten ... Continue reading this article…

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Question From Reader: When Do You Record an Expense?

by Luke Landes

“Stat Crazy” wrote in to ask a few questions about recording personal finances in Quicken. His first question is about recording expenses. If you purchase something during the month one June 15 with a VISA card, then submit an online payment on June 28, and the card says it is paid off on June 30 ... Continue reading this article…

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Just Like Apple’s MobileMe, But Free

by Smithee

For the purposes of this article, the term “iPhone” includes “iPod Touch”, and I’m assuming that your operating systems are up to date. Along with new firmware for existing iPhone owners, and the new iPhone 3G itself, Apple is releasing this week a new service called “MobileMe”, succinctly described as “Exchange for the rest of ... Continue reading this article…

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More ING Direct Referral Links Needed: Join the Waiting List

by Luke Landes

Thanks for your quick response. The waiting list is now full. As you may know, I am allowing Consumerism Commentary to share ING Direct referral links, providing new savings account holders with a $25 bonus (and a $10 bonus to the referrer). As of right now, I’m down to four referral links for the savings ... Continue reading this article…

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TIAA-CREF Computer System: Still the Default Excuse

by Luke Landes

In January 2006, thousands of TIAA-CREF customers experienced service problems with the financial services firm when attempting to transfer funds, withdraw funds, or receive distributions. The company publicly blamed its problems on a tough transition from one computer system to another. This was the reason for my missing contribution that occurred during this period. Since ... Continue reading this article…

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Reusable Bags at the Grocery Store

by Luke Landes

I produce a lot of garbage, and I’m not talking about just my writing. Here’s one reason: Even though the grocery store is only about a block or two away from my apartment, I tend to take large shopping trips infrequently rather than smaller trips more frequently. Here are the problems with this approach. I’ve ... Continue reading this article…

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Credit Card Policies Unfair? Tell the Fed.

by Smithee

The Federal Reserve Bank issued a proposal this past May to: prohibit unfair practices regarding credit cards and overdraft services that would, among other provisions, protect consumers from unexpected increases in the rate charged on pre-existing credit card balances For a limited time, you can add your opinion to this proposal (scroll down and click ... Continue reading this article…

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