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Capital One Spark Business Checking Account Review

by Michael Pruser

I created my small business in 2010. One of the very first things I did was sign up for a business checking account. Living in Miami at the time, there was a brick-and-mortar Citi location just a half block away. So, that is the bank I signed on with. The “green” business checking account was […]

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A Complete List of Sales Tax Holidays in 2017

by Abby Hayes

Sales tax holidays are a surprisingly great way to save money, especially during the back-to-school shopping season. On specific dates, states do not require merchants to charge customers sales tax. Even if sales tax seems like a minor line item in your budget, it can make a big difference. Sales tax holidays are an excellent time […]

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Are Cash Back Websites Really Worth the Hassle?

by Adam Luehrs

You’ve probably seen at least a few of your friends brag about their coupon-clipping triumphs and bargain-hunting victories all over social media throughout the years. However, it suddenly seems like everybody has moved past sales and coupons into the world of cash back websites. What’s the hype? These websites offer a very tempting service by […]

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How to Get the Best Deals on Amazon Prime Day

by Stephanie Colestock

Starting last night, Amazon’s 3rd annual flash sale, called Prime Day, went live. The big event runs for 30 hours, ending at 3am EST on Wednesday, July 12. So, shoppers still have plenty of time to take advantage of hundreds of huge deals on the site. So, what is Amazon Prime Day, and how can […]

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How to Travel On a Budget

by Stephanie Colestock

Travel is the one thing you can buy that makes you richer.   -Anonymous Do you dream of sandy white beaches and daquiris in the sun? Maybe your ideal getaway is a cabin in the mountains, instead. Or perhaps you’re the type who would rather backpack through Italy, eating your weight in pasta and visiting the […]

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Do You Really Need to Buy Travel Insurance?

by Adam Luehrs

Traveling to another state, or even to a foreign country, means experiencing a new culture, meeting new people, and making memories that can last a lifetime. It can also mean visiting a hospital in a place where you don’t have any type of medical coverage or being stranded at an airport without your luggage. This […]

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Why Schools Should Teach Personal Finance: A Rebuttal

by Abby Hayes

We recently updated an article here on Consumerism Commentary, arguing that high schools should not require students to take personal finance classes. The article, written by the site’s original founder several years ago, makes some compelling arguments. But I don’t buy it. As a parent, I sure plan to teach my kids personal finance. In […]

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Current and Historical Checking and Savings Account Rates

by Rob Berger

Since many banks are constantly updating their interest rates offered on savings, money market and checking accounts, this chart should come in handy. On the 1st of every month, this page is updated to show the most accurate rate information available. This list is organized in two sections. The first section includes FDIC-insured savings or […]

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One Million Dollars Isn’t What It Used to Be

by Luke Landes

There was once a time when the word “millionaire” carried cachet. According to the Oxford English Dictionary, the word was first used in French in the early eighteenth century and in English nearly a century later. Regardless of your station in French society in 1719, achieving a net worth of one million livres was notable. […]

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Cohabitation Agreement: Do You Need One?

by Luke Landes

In the past, I’ve discussed whether couples should sign a prenuptial agreement before marriage. While sometimes controversial, a good prenup can protect both individuals were the marriage to result in irreconcilable differences. Signing a legal document of this type could be helpful if the couple owns substantial assets or if the couple has a wide disparity […]

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