As featured in The Wall Street Journal, Money Magazine, and more!

Credit Cards With Sign-Up Bonuses

by Luke Landes

Editor’s Note: Thank you for your interest, these offers have expired and are no longer available. If you’re a responsible user of credit cards — someone who pays their balance off each month — or if you use credit cards for business purposes, then you may be able to benefit from some of the offers ... Continue reading this article…

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Weekly Blog Roundup, 90 Degrees Edition

by Luke Landes

First of all, thank you to all Consumerism Commentary readers who have taken the few short minutes to fill out this survey. I’m starting to get a good picture of who is visiting this site (and why), and this is going to be a great help to me in the future. Here are some of ... Continue reading this article…

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Teens Want to Be Like Me and Drive Honda Civics

by Luke Landes

A good friend of mine recently replaced her older car with a 2002 Honda Civic. Out of the seven of my friends I was spending time with the other night, three of us have Civics. We’re not alone. CNN Money reports that Honda Civics are the top cars for teenagers. Thinking back to my teenage ... Continue reading this article…

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500 GB Maxtor Hard Drive for $99, But My Experiences are Not So Good

by Luke Landes

I saw what I thought was a great price for a hard drive: a 500 GB disk, 7,200 RPM and a 3 year warranty for $99 at Fry’s. Then I realized I was looking at a Maxtor brand drive. In the last several years, I’ve found Maxtor drives to always be available for less money ... Continue reading this article…

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My Expenses Will Climb in Less Than One Month

by Luke Landes

I recently decided to move to a new apartment rather than stay in my current apartment or buy a house. It’s a bit of an upgrade for me, and it’s been a long time coming. I haven’t written much about the financial effects of this decision other than to say it will be less expensive ... Continue reading this article…

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The Carnival of Personal Finance is Looking for Hosts

by Luke Landes

The Carnival of Personal Finance, which was founded here at Consumerism Commentary two years ago, is still going strong. The latest edition was published earlier this week at Clever Dude, and it was full of some great articles from around the blogosphere. Here are a few I liked: * Introduction to Self-Directed IRAs * The ... Continue reading this article…

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Trading Off Your Financial Security For Your Kids

by Luke Landes

An article on SmartMoney starts by providing an example of a family living on an income of $30,000. The parents in their young twenties struggle to pay their monthly bills, but spare no expense when spending on their child. For both her first and second birthday, the couple threw their daughter a birthday bash that ... Continue reading this article…

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Millionaires in the Making: The Cicottes

by Luke Landes

I haven’t written about one of these in a while, but the latest Millionaires in the Making from CNN Money looks interesting. It’s interesting to note that CNN changed the format of the series into a blog, allowing comments (if you’re willing to leave your city and state along with your name). Now, about the ... Continue reading this article…

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Is Your Job on the Bottom 25 List?

by Luke Landes

If you’re reading this blog, the answer to the question in the title is, “Probably not.” Perhaps a better question is whether you can live on the mean incomes provided by the occupations on Forbes’ 25 Worst-Paying Jobs. As I said when commenting on the top 25 jobs, the “mean” calculation is often meaningless as ... Continue reading this article…

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Citi Offers New Online Savings Account: Citibank Direct, 4.65% APY, $50 Bonus

by Luke Landes

Editor’s Note: Thank you for your interest, this offer and APY expired and are no longer available. Last year, Citibank began offering their eSavings account, an online bank account that offers competitive interest rates but requires a linked checking account that charges fees, reducing the benefit of the interest. It looks like Citi is now ... Continue reading this article…

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