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As featured in The Wall Street Journal, Money Magazine, and more!

The Most Indebted Generation

by Luke Landes

BusinessWeek and MSN have published an interesting article which describes those of us in our 20s and 30s (ie. me) as the most indebted generation. College seems to be the tipping point. Young adults begin to see the world from an individual point of view rather than as a son or daughter. By the time ... Continue reading this article…

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Cashiers Offering Credit Cards at Register

by Luke Landes

In almost every store I visited while shopping over the last week, the cashiers offered me an additional discount if I’d apply for (and be granted) a store credit card. Usually a 10 percent discount for the entire day is part of that offer. According to MSN Money, some companies have been offering more, such as ... Continue reading this article…

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A Look At The Number, Part 4: Advisors

by Luke Landes

This is Part 4 in a series about The Number by Lee Eisenberg. Part 1 is here, Part 2 is here, and Part 3 is here. Chapter 11 of Lee Eisenger’s book, The Number, focuses on the topic of financial advisors. The author’s opinions of the financial advice industry is neatly summarized by the second ... Continue reading this article…

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Bank of America’s Keep The Change

by Luke Landes

Some time ago, Bank of America introduced a new program for its checking account, savings account, and debit card holders called Keep The Change. A friend of mine asked me to write about this program quite some time ago, and I said I would do so. I try to keep my word. The premise is ... Continue reading this article…

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A Look At The Number, Part 3

by Luke Landes

This is Part 3 in a series about The Number by Lee Eisenberg. Part 1 is here and Part 2 is here. The great thing about science is people are now living older and in better health in the past. From a certain point of view, a long lifespan may be a curse rather than ... Continue reading this article…

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Balance Sheet and Income Statement, November 2005

by Luke Landes

It’s that time again. Time to own up to the facts and share my detailed financial position with the world. Continue reading this post to see if this has been a good month or a not-quite-as-good month. First my net worth, then my income and expenses.

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A Look At The Number, Part 2

by Luke Landes

This is Part 2 in a series about The Number by Lee Eisenberg. Part 1 is here. Lee Eisenberg is not a fan of rules of thumb. In his new book, The Number, he takes a look at a few of these rules and effectively thumbs his nose at them. The author says: [M]any financial ... Continue reading this article…

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Review of The Number by Lee Eisenberg, Part 1

by Luke Landes

Over the next week or so, I’ll be taking an in-depth look at a book to be released next year entitled The Number, written by Lee Eisenberg. Before I get to the book, let me explain how the book came into my possession. At the end of October, I blogged about Lee’s article in New ... Continue reading this article…

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Microsoft’s Xbox 360 Strategies

by Luke Landes

Just like for the older Xbox, the new Xbox 360 costs more to manufacture than Microsoft charges for the system. The retail price is $399 (which will eventually be cut down, which is the pattern for video game consoles) but the cost for all of the components is $552.27. Microsoft must believe that people who ... Continue reading this article…

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Dinged Rental Cars, Dinged Wallet

by Luke Landes

At the most, I would rent a car once or twice a year when I find myself traveling to remote cities for friends’ weddings, for example. Luckilly, this has not yet happened to me. According to the New York Times, it’s common for rental car companies to charge mutiple customers for the same dings or ... Continue reading this article…

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