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This Month in the Archives: Credit Scores, Penny Wise, and Pound Foolish

by Luke Landes

If you’re a new reader to Consumerism Commentary, you may have missed some articles from October in prior years. Here are a few from the past. From the first half of October 2006: * Credit Score Question From a Reader * My MBA at the University of Phoenix Online, Part 3.5: The Stadium * Bought ... Continue reading this article…

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Weekly Roundup, Pumpkin Picking Edition

by Luke Landes

The weather today was nothing short of fantastic. I spent some time with my friends at Hacklebarney Farm and Cider Mill for my fill of Cider Baked Beans, Cider Hot Dogs, Cider Donuts, and Cider. I picked out a few mini-pumpkins and gourds for decoration, too. Here are some articles from the MoneyBlogNetwork and beyond. ... Continue reading this article…

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Want to Make $450,000 a Year? Become a Portfolio Manager

by Sasha

When we last met, I was crowing about having paid off $52,050.74 in student loan principal. I’m still mighty proud of that particular achievement, but this morning, an article from Ignites, an electronic publication available to corporate subscribers only, crossed my path and completely changed my perspective. The article? Average Portfolio Manager Pay Tops $450K. ... Continue reading this article…

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Former Big Spenders Trading Down

by Luke Landes

Newsweek in an upcoming article has taken note of a changing trend. Americans who in the past several years would choose certain items important to them on an individual level and spend more, this behavior is changing. Expensive coffee drinks, shoes, entertainment are some examples. People with a passion for a product have had no ... Continue reading this article…

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I Owe New Jersey $26

by Luke Landes

I received a notice and bill today from the New Jersey Division of Taxation for $26.11. Since my income in 2006 was higher than I expected and I didn’t adjust my state withholding from my day job (only federal), I owe for back interest that would have been collected on my neglected estimated payments throughout ... Continue reading this article…

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Apologies Given: More Common Among High Earners

by Luke Landes

If you earn more than $100,000 a year, you are more likely to apologize for your own errors than you would be if you earn less. According to Fortune Magazine’s report of a Zogby survey: More than nine out of ten (92 percent) of $100,000+ earners apologize when they believe they’re to blame, compared to 89 percent ... Continue reading this article…

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Comments Problem Resolved

by Luke Landes

If you tried to place a comment on Consumerism Commentary in the last twelve hours, including on the Sumo Lounge giveaway, your comment did not go through. The problem has been fixed, so please try again.

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Debunking 13 Retirement Myths, Part 2

by Luke Landes

On Monday I began debunking retirement myths with the help of Money Magazine with the first seven of 13. Today I’m presenting the remaining 6 common errors in thinking. Myth #8: Your house can finance retirement. I’ve said this before — your house is not a retirement plan. Real estate investments are another matter; unlike ... Continue reading this article…

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$52,050.74: A Farewell to Student Loans

by Sasha

Ah, student loans. The things that remember you long after you’ve completely forgotten the entire college experience. Although I finished college in 1997 and graduate school in 2000, loan payments to Sallie Mae have been a constant fixture ever since, like a little wound I’d nurse which just wouldn’t stop bleeding. Even when making double ... Continue reading this article…

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Seminar This Weekend: The Road to Financial Success

by Luke Landes

I was stuck in traffic this morning, so I turned off my music and tuned to my state’s “own radio station,” New Jersey 101.5 FM to listen to the traffic report. I was hoping to determine how long I’d have to be sitting in my car before arriving at work. Before the traffic report, the ... Continue reading this article…

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