As featured in The Wall Street Journal, Money Magazine, and more!

Personal Income Statement, July 2006 (Net Income: $1,335)

by Luke Landes

Once again, I’ve spent less than I’ve earned. If only that had been my habit for my entire adult life. Take a look at my income and expense report included below.

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Personal Balance Sheet, July 2006 ($51,166, +3.03%)

by Luke Landes

It’s good to know that as a whole, my money is still growing. In July, my net worth increased just over 3 percent. Continue reading to analyze my numbers, as all the best financial voyeurs are wont to do.

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JLP’s Question of the Day Marathon

by Luke Landes

Through August, Consumerism Commentary will be participating in the “Question of the Day Marathon” organized by JLP of AllFinancialMatters. Each day during this month, I will include a question, linked to the blog who is playing host for that particular day. I’ll be hosting the Question of the Day on August 21.

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American Express Raising Fees and Changing Their Rewards Program

by Luke Landes

The annual fee for holding certain American Express cards is going to increase by $35 to $125, while other card holders might see fees decline. Are these fees really worth the service? American Express would like you to think that being able to hold one of their expensive cards — being accepted into a “club” ... Continue reading this article…

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How Much Ya Bench? Compare Your Internet Speed and Price!

by Luke Landes

Here are my internet access speed statistics from home. That’s almost 12 Mbps for downloading and 702 kbps for uploading. I pay $29.99 through Comcast Online in central New Jersey, which I think was the promotional rate for their 6 Mbps. Somehow due to the customer service representative’s confusion, they gave me the the fast ... Continue reading this article…

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Finding Extra Money

by Luke Landes

Money Magazine has a feature this month about finding extra money or “hidden assets” as they call it. I’m not going to do a whole series on these suggestions, but I will simply summarize and add a few thoughts. 1. Cash in old savings bonds. If they’ve matured, you have money that’s not earning any ... Continue reading this article…

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25-Year-Old Buys the New York Observer

by Luke Landes

When I was 25, I was working for a small non-profit, working myself into the ground. It was a love/hate relationship. I wasn’t buying newspapers. Well, I bought some in the store occasionally, but not the entire operation for nearly $10 million. Jared Kushner, the 25-year-old son of a wealthy New Jersey developer who was ... Continue reading this article…

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Carnival of Debt Reduction #46

by Luke Landes

Thanks to everyone who submitted an article to the latest Carnival of Debt Reduction. For those interested in participating or hosting, see the guidelines and schedule. Most of the submissions I received had simply no relation to debt reduction. I did not include those entries in the Carnival. If you’re submitting spam, skip it. If ... Continue reading this article…

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The Carnival is Up!

by Luke Landes

The Carnival of Personal Finance is up at AllFinancialMatters. There’s another great selection of articles for browsing.

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Best of 2006, January Through June

by Luke Landes

At the end of last year, I put together a list of the “Best of 2005,” just a collection of posts here at Consumerism Commentary that might stand out. There was no rhyme or reason to my selection. Needless to say, I’m very lenient with my definition of “best.” We’re more than halfway through 2006, ... Continue reading this article…

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