As featured in The Wall Street Journal, Money Magazine, and more!

Bill Frist and Me?

by Luke Landes

I know I’ve arrived in Bizarro World when Bill Frist and I agree on something: The introduction of a moratorium on drug ads to consumers. Frist, a Republican from Tennessee and a heart-lung replacement surgeon, on July 1 asked drug makers for a voluntary, two-year moratorium on direct-to-consumer advertising, the type that consumers see on ... Continue reading this article…

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Unexpected Gift and Contest

by Luke Landes

Apparently, when I opened a savings account with Emigrant Direct in March, they were offering a free logo baseball cap. I didn’t realize this until a package was waiting on my welcome mat as I arrived home (late) from work last night. I like surprise gifts, but I’m not a baseball cap-wearing person. Do you ... Continue reading this article…

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The Golden Ratio and the Market

by Luke Landes

There are a lot of crazy theories about movements of the stock market. Take a look at Elliott Waves for instance. Supporters believe the tenets of Elliott Wave Analysis like a religion, while those who disagree believe the theory is bunk. Have you ever heard of the golden ratio? It is related to the Fibonacci ... Continue reading this article…

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Monday’s Articles – New GM Deal

by Luke Landes

GM shifts from rebates to price cuts. Remember when GM began offering their Employee Discount for Everyone deal? More car makers followed suit soon after. Now GM is forced to change its strategy by cutting prices and offering improved warranties. These deals will affect the 2006 models; details about another program for moving 2005 inventory ... Continue reading this article…

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Monday’s Articles of Interest – Easy Loans

by Luke Landes

I’ll update this list of articles throughout the day with added commentary as I find time. Easy loans mean a hard landing later. There’s some talk in the article about the real estate bubble, but more importantly, the way banks are giving loans out to people is likely to create some problems when rates eventually ... Continue reading this article…

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7 Reasons to Fire Your Advisor

by Luke Landes

Liz Pulliam Weston gives us seven reasons to fire your financial advisor. If you hear these phrases or witness these attitudes, the MSN Money Queen’s advice to dump your advisor and find someone new. 1. Who cares what you think? 2. Don’t worry your little head. 3. It’s not my fault… and if it is, ... Continue reading this article…

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Carnival #7

by Luke Landes

The Carnival of Personal Finance #7 is up at In Cash Flow We Trust. Some notable posts: About Jonathan of MyMoneyBlog, Ways to Burst the Real Estate Bubble from My Open Wallet, Brown-Bag it to Half a Million on Hello, Dollar! (a site for which I can picture Carol Channing belting out the title song), ... Continue reading this article…

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The State of the Web

by Luke Landes

As blogging became more mainsteam — first in 2000 with Blogger, then after 2001 with all the political blogs that arose from seemingly nowhere — new business models developed. On one front, bloggers have convinced the corporate world that blogs should be an integral part of a company’s marketing and public relations plan. It’s a ... Continue reading this article…

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75 Dollar Surprise

by Luke Landes

As I checked my bank account balance this morning, I noticed something I wasn’t expecting: a tax refund from the New Jersey 2004 FAIR Tenant Rebate Program is scheduled to be deposited on August 1. Even though I don’t directly pay property taxes, I pay them indirectly through a portion of my rent. Here are ... Continue reading this article…

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Free Music, Woo

by Luke Landes

If you like free music, and who doesn’t, and Gap jeans, then you might be exicted about this deal. Gap is running a promotion where those who simply try on a pair of one of its new styles will receive a free song from iTunes. I’ve never used iTunes to purchase music, but a song ... Continue reading this article…

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