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As featured in The Wall Street Journal, Money Magazine, and more!

Stupid Investment of the Week

by Luke Landes

On MarketWatch, Chuck Jaffe presents his Stupid Investment of the Week. In this case, it is the STAR Trader Workshop. If workshops like these have superfans, I am the farthest from one. Luckilly, Chuck lost only time and not money by attending an introductory workshop. This seminar, as advertised on television infomercials, is supposed to ... Continue reading this article…

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Don’t Regret

by Luke Landes

Jeanne Sahadi regrets her past mistakes of inaction. We can all learn from her mistakes, I believe. In the article, she mentions three actions she wishes she had taken which would have improved her financial situation. Use a Roth IRA to save for a down payment. Roth IRAs are generally thought of accounts for retirement, ... Continue reading this article…

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Vacation In Total

by Luke Landes

So, how much did I spend on my vacation to Williamsburg, Virginia? Let’s take a look.

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McMansions and McBacklash

by Luke Landes

Backlash is growing against McMansions, especially in communities where there isn’t enough room for them, according to Les Christie from CNN. Personally, I’d rather have a smaller house on a larger lot than a larger house on a smaller lot. According to this article, in 1950 the average new house was 963 square feet and ... Continue reading this article…

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No Tips, Service Charge Instead

by Luke Landes

A fancy restaurant in New York City is eliminating tips and opting for a mandatory service charge of 20 percent of the bill. The restaurant has a noble mission. The cooks are struggling at minimum-wage jobs while waiters, also minimum-wage workers, retain all the benefits of the tips. However, I’m not sure that this is ... Continue reading this article…

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Mr. Housing Bubble

by Luke Landes

Whether or not there exists a housing bubble, t-shirthumor.com stands to win with a hot t-shirt design that’s affordable for any over-extended homeowner facing foreclosure. The design is a box of “Mr. Housing Bubble” soap with a “Free Balloon Mortgage Inside” and a tagline inviting you to take a bath in the real estate market. ... Continue reading this article…

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Natural Gas Bills in NJ

by Luke Landes

The company that provides electricity to my apartment is PSE&G (a division of PSEG, which is merging with Exelon, just to confuse matters more). They successfully lobbied the state of New Jersey to be allowed to raise customer prices, so I’ll be looking at a 10.6 percent increase in my heating bills.

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Welcome Again to WSJ Readers

by Luke Landes

Once again, Consumerism Commentary was mentioned in the Wall Street Journal. Welcome to any new readers! (Of course, it would have been helpful if the online article contained hyperlinks to all the websites mentioned.) Updates have been a little slow over the past seven days as I had been on vacation and am now trying ... Continue reading this article…

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Starting Salaries Up

by Luke Landes

Starting salaries for recent graduates have gone up in the past year. Various engineering fields are at the top of the list. The starting salary for my current field, accounting, is up 6.1 percent at 43,003. Teaching, my previous occupation and the field for which I originally spent many years in education, is up 0.9 percent at ... Continue reading this article…

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ING Direct Moves Up But…

by Luke Landes

ING Direct has once again raised the interest rate offered on its online-only savings account. They now offer an annual percentage yield (APY) of 3.3 percent. This is still below the offerings of a number of other online institutions, but ING Direct gets great marks (in my opinion) for customer service and interface usability, if those ... Continue reading this article…

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