As featured in The Wall Street Journal, Money Magazine, and more!

The Overtime Test

by Luke Landes

Over the last couple of months, I’ve been running a sort of experiment. My job is designed such that I end up working a fair amount of overtime. To go into the details, I work a 37.5 hour week, salaried. If I work an extra 2.5 hours in one week, I get paid my equivalent ... Continue reading this article…

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Personalized Google Uses RSS Feeds

by Luke Landes

The Google personalized home page now allows you to add custom RSS feeds to your portal. Be sure to add Consumerism Commentary‘s RSS feed to Google or any other feed reader or aggregator with this address: www.consumerismcommentary.com/index.xml

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Frugal Hotels?

by Luke Landes

As frugalists, we try to save money wherever possible by looking for bargains or cutting corners where plausible. Some hotels are apparently cutting some corners to save money, as well. Marriott International says it’s a growing industry trend to cut back on changing bed sheets every night. [H]otels are explaining the move as an effort ... Continue reading this article…

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Carnival Reminder

by Luke Landes

Don’t forget to send your submissions for the next Carnival of Personal Finance to Steve at In Cash Flow We Trust. Peruse past Carnivals and future Carnival hosts if you have some time and would like to browse more Personal Finance blogs. Side note: Consumerism Commentary now uses “friendlier URLs” for posts. Old links will ... Continue reading this article…

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Time to Quit Your Job

by Luke Landes

How do you know when it’s time to quit your job? I’ve left jobs before, whether it was because it was time for me to do something else or because it was due to a “mutual agreement to move in separate directions.” But how do you know if you’ve stayed too long in a less-than-ideal ... Continue reading this article…

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Peek Into Supreme Court Nominee’s Portfolio

by Luke Landes

Slate has an interesting article on Supreme Court nominee John Roberts’ portfolio. Can you tell an individual by his or her investments? Most of the article talks about Roberts’ stock holdings (Coca Cola [KO], AT&T [T], XM [XMSR]), but it also mentions that his bank accounts amount for the largest portion of his holdings, between ... Continue reading this article…

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Foreign Exchange Trading

by Luke Landes

An article in the Wall Street Journal, Currency Markets Draw Speculation, Fraud [free], talks about day trading in the foreign exchange market. The story focuses on Marc Coppola, one of my favorite Q104.3 DJs, who apparently also dabbles in trading foreign currency. To summarize, this type of trading has grown in popularity despite its risk. ... Continue reading this article…

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That Is Really Offensive

by Luke Landes

Some of my favorite commercials on television right now are GEICO spots. You know the ones. Salesman/actor: “Buying car insurance from GEICO is so simple, even a caveman could do it.” Caveman: “That is so offensive.” Seth Stevenson from Slate Magazine feels the same way and cites another good one, the “Tiny House reality series” ... Continue reading this article…

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Hands Off The 401(k)

by Luke Landes

Hewitt Associates, the same company that processes my company’s accounts payable, has performed a survey regarding 401(k)s. They discovered that almost half of workers leaving their jobs convert their 401(k)s to cash. This is despite the fact that in addition to income tax, there is a steep penalty (10 percent) for cashing out the tax-deferred retirement ... Continue reading this article…

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August Vacation to Williamsburg

by Luke Landes

My girlfriend and are are planning a four-day vacation to Williamsburg, Virginia in a couple of weeks. We’re trying to limit our expenses as much as possible, while still having a good time visiting Colonial Williamsburg, Busch Gardens, and other random touristy locations. We’ll be cutting expenses with discounts where possible (such as those offered ... Continue reading this article…

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