As featured in The Wall Street Journal, Money Magazine, and more!

Friendly IRA Reminder

by Luke Landes

The deadline for funding IRAs for 2004 is coming up at the end of the week. If you haven’t maxed out your 2004 Roth IRA at $3,000 ($3,500 for anyone over 50 years old) then you have less than 72 hours to do so. At the same time, think about fully funding your 2005 Roth ... Continue reading this article…

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Wachovia Fees Going Up Again

by Luke Landes

Last September, I posted about Wachovia adding a $50 annual fee to its individual investor discount brokerage account. I was disappointed I couldn’t get it waived, so I decided that I would transfer my funds out in 2005 before getting charged another annual fee in September. The account termination fee was $75, so I’d be ... Continue reading this article…

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Your Looks Affect Your Income

by Luke Landes

After education and experience are factored out, good-looking, tall people simply make more — 5 percent more — than average-looking individuals. This study was released by the Federal Reserve Bank of St. Louis. Not only did they discover that beautiful people make more than average, but below-average looks carry a 9 percent penalty. There could ... Continue reading this article…

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Buy a Toyota Prius New or Used

by Luke Landes

According to USA Today and Kelley Blue Book, a used 2004 or 2005 Toyota Prius can sell for $1,000 to $3,000 more than a new Prius. There is a waiting list for new Toyota Priuses, so those who want one right away are willing to pay a little more for instant gratification. The USA Today ... Continue reading this article…

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New RSS Feed and Audio Feed

by Luke Landes

I am now using FeedBurner to generate Consumerism Commentary’s RSS feed. If you already subscribe, you will see no change since the feeds are autoamtically redirected. I’ve also begun adding audio clips to some blog entries. They can be downloaded directly from this site or you can subscribe to them. They function as podcasts so ... Continue reading this article…

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How To Blog Safely

by Luke Landes

The Electronic Frontier Foundation — you might remember them as the group behind the Blue Ribbon Campaign if you were writing formative blogs or other websites in 1997 — have published an important article for people who write online. The organization exists to protect fundamental rights regardless of the technolog involved. Specifically, those of us ... Continue reading this article…

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You Would Think They Would Have Negotiated

by Luke Landes

Eric Schmidt, Larry Page and Sergey Brin, the co-founders of Google, have agreed to take a pay cut. In 2004, they each had been earning a six-figure salary, but during the second quarter they decided to reduce their salaries to $1. The company’s compensation committee offered to give them raises this year, but the co-founders ... Continue reading this article…

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How to Loan Money to Family

by Luke Landes

Many people frown on lending money to family. Doing so runs the risk of hurting otherwise good relationships. In this MSN Money article, Liz Pulliam Weston talks about how to lend or borrow money from family while avoiding the pitfalls. When lending money to family, heed this advice:

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Tips For Writing Resumes

by Luke Landes

With the 70+ degree weather in my area of the world today, it’s clear that spring is finally here. That means it’s time to look at situations and opportunities with a fresh face. That leads some people to update their resumes and possibly join the hunt for a new job in their career… or a ... Continue reading this article…

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Being Last is Best

by Luke Landes

According to a CNN story and a AAA report, New Jersey is the last state whose average price for a gallon of gasoline has surpassed $2.00. Still, New Jersey remains at the bottom of the list thanks to local refineries, ports and low taxes. Luckilly, there are two low cost gas stations on my route ... Continue reading this article…

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