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Income and Expenses, April 2005

by Luke Landes

This entry goes hand-in-hand with my April account balances. Three paychecks came my way this month, in addition to some money for a job I did for a friend and my first Google Adsense check. Continue reading this entry to see the chart.

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Account Balances – April, 2005

by Luke Landes

There was nothing surprising during April. I did make some changes to my accounting methods. For instance, I have new accounts in Quicken for money that is due to me, such as Google AdSense and Upromise. Speaking of AdSense, I received my first check this month. I never meant for this website to make money, ... Continue reading this article…

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Two Stories On The Web

by Luke Landes

Tracy Harger, a recovering mutual fund addict, tells her story of how she became a junkie and how show finally broke her habit. Moral: just like other vices, everything can be acceptable in moderation. Amy Chan Hilton and Edgar Hilton have or are finishing their doctorates in engineering and currently have a combined income of ... Continue reading this article…

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More Changes

by Luke Landes

As I’m getting ready to post my financial reports for April, I’m making some changes to my accounting methods. I would like to get this information out in the open in case anyone has any questions or suggestions ahead of time. This would allow me to make changes if necessary, but I think everything’s going ... Continue reading this article…

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Like Beating A Dead President

by Luke Landes

Unaffected by the failure of the Susan B. Anthony dollar coin to come the “dollar of the future” as expected in the 1970s and by the failure of the Sacagawea dollar coin to be used for anything at all in the last six years, Congress is taking another stab — this time, at dead presidents. ... Continue reading this article…

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Car Prices Going Up?

by Luke Landes

While doing research for an article for Business Week, Amey Stone has come to the conclusion that car prices are on the way up. Incentives are running out, and makers can’t squeeze any more savings out of their operational processes. She makes an interesting point in an entry on her weblog, Well Spent: … 10 ... Continue reading this article…

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Emigrant Direct Limiting Features

by Luke Landes

You may remember that I opened an account at Emigrant Direct to take advantage of their 3.25 percent APY. I received a letter today from the bank explaining that they are limiting one of their features. The letter states: As of Monday, May 23, 2005, EmigrantDirect.com will no longer accept additional deposits to the American Dream ... Continue reading this article…

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Student Loan Consolidation

by Luke Landes

Most people are predicting that interest rates on student loans will go up on July 1. It might make sense for people with these loans to consolidate before the rate increase. I still have a small portion left over from my undergraduate degree but I’ve also begun accumulating a balance from my graduate degree, 90 percent ... Continue reading this article…

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Back To Reality

by Luke Landes

This weekend, I arrived home from my California Vacation. It wasn’t exactly a Griswold farce, but the week had its share of zany moments. Now I’m back to reality — New Jersey — and things aren’t looking good: * The stock market hasn’t exactly been working in investors’ favor this year. * Mathew Emmert from ... Continue reading this article…

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Paperless Checking at ING Direct

by Luke Landes

I just visited my account online at ING Direct and was presented with a survey. They are considering rolling out a new product: Paperless Checking (or “Electric Orange”). The gist of it is it can be used for online bill pay and still earn a good rate for checking accounts. The survey mentioned that ING ... Continue reading this article…

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