As featured in The Wall Street Journal, Money Magazine, and more!

Being Last is Best

by Luke Landes

According to a CNN story and a AAA report, New Jersey is the last state whose average price for a gallon of gasoline has surpassed $2.00. Still, New Jersey remains at the bottom of the list thanks to local refineries, ports and low taxes. Luckilly, there are two low cost gas stations on my route ... Continue reading this article…

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ING Direct Raises Rates

by Luke Landes

ING Direct raised the interest rate offered on their savings accounts to 3.0 percent. Unfortunately, it’s still below Emigrant Direct‘s 3.25 percent. However, if you include ING Direct’s bonus ($25) for opening a new account, depending on your inital deposit you may beat Emigrant Direct’s interest yield. If you want the $25 new account bonus, just contact ... Continue reading this article…

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Regularly Scheduled Auto Maintenance

by Luke Landes

As I recently passed 20,000 miles on my 2004 Honda Civic, I decided it was time to take the car in for regular maintenance. The dealer suggests maintenance after every 7,500 miles, but I try to stretch it to every 10,000. I go to the dealer where I bought the car in order to have ... Continue reading this article…

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Apologies

by Luke Landes

Apparently Consumerism Commentary was hacked around nine o’clock this morning. If you were trying to access the site today and couldn’t, I apologize. Everything should be back to normal now.

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Income and Expenses, March 2005

by Luke Landes

This entry goes hand-in-hand with my March account balances. Continue reading this entry to see my chart and explanation.

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Account Balances – March, 2005

by Luke Landes

March was an interesting month. I took out a new student loan to pay for my MBA (while awaiting reimbursement from my company) and received a small portion of that for “living expenses.” It should help me out a little, and I only took it knowing I can come out slightly ahead with that money ... Continue reading this article…

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Paying For Convenience

by Luke Landes

The “Personal Services” industry has been growing. More people are willing to pay others for tasks considered inconvenient, like shopping, washing laundry, and possibly even “wiping.” This article by Gordon T. Anderson describes various mundane tasks for which you can hire a specialist. If you want to make money in this industry but you have ... Continue reading this article…

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My Commuter Has a Code

by Luke Landes

In New York and New Jersey, more than one out of every 25 workers has a commute of 90 minutes or more. The Census Bureau released its report on commuting yesterday, and the New York Times picked up the story. The chart to the right shows the top commutation times by state, and inside the ... Continue reading this article…

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Housing: Rent or Buy in NYC

by Luke Landes

Gothamist answers this question: My parents are always bugging me about renting an apartment in New York City, saying I am throwing money out the window by renting and that I should buy a place... Continue reading this article… They’ve offered to help me with a down payment, but is it really a good idea? Janine Papp answers the ... Continue reading this article…

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Check Your Notices

by Luke Landes

When a credit card company with which you have a card sends a letter in a thin envelope, it’s best to read it. Likely, the company is notifying you of changes within the terms of the agreement. (The thicker envelopes are usually new card offers and unless it’s a great deal, it’s best to shred ... Continue reading this article…

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