As featured in The Wall Street Journal, Money Magazine, and more!

A Financial Literacy Program for Kids, With Corporate Sponsorship

by Luke Landes
Eighth grade

The best place to learn solid financial behavior is at home. Although a kid’s environment at school and among peers is important in his or her development, the biggest influence on a growing child’s set of values is the behavior of the parents. Parents are role models, so in a perfect world, they are best ... Continue reading this article…

11 comments Read the full article →

Debt Reduction Methods and Philosophies: Snowball, Avalanche and More

by Luke Landes
snowball3

When someone who has accumulated debt across a number of credit cards embarks on the journey to rid himself or herself of this debt, and when that person is generating enough monthly income to cover all expenses and the minimum payments due on all cards with additional funds left over, there are two main philosophies ... Continue reading this article…

25 comments Read the full article →

Podcast 161: My Mother Was a Mail Order Bride

by Luke Landes

Today on the Consumerism Commentary Podcast, Tom Dziubek speaks with Aloysa, founder of the personal finance website My Broken Coin about how her mother came to America by becoming a mail order bride. She talks about the decision to find an overseas husband, what the search process was like, the risks involved and how the ... Continue reading this article…

2 comments Read the full article →

Reader Question: Should I Invest in My Non-Matching 401(k)?

by Luke Landes

Occasionally, Consumerism Commentary readers send in questions about handling their finances. I am not a financial planner, so I have no certification claiming I’m qualified to give financial advice. I am not an investment adviser, so I certainly won’t be recommending stocks. I like the opportunity to address financial questions that other readers may be ... Continue reading this article…

10 comments Read the full article →

Young Americans Likely to Be Unbanked Regardless of Income Level

by Luke Landes
Check Cashing

In discussing unbanked and underbanked American consumers, we tend to focus on low socioeconomic status communities. The mainstream opinion is that building wealth and long-term financial stability relies on the use of traditional banking and investing products and the knowledge to use these products effectively. The financial industry tends to avoid low socioeconomic status communities ... Continue reading this article…

16 comments Read the full article →

The College Education Bubble and Crash

by Luke Landes
Graduation

A new survey takes a look at the critical state of today’s recent college graduates. The survey questioned a nationally-representative sample of 444 recent college graduates between the ages of 22 and 29, about their employment situation and experiences. The questions also lightly touched upon these graduates’ financial condition. I’ve included a link to the ... Continue reading this article…

14 comments Read the full article →

Repair Cafe: Bring Your Broken Doodads and Gadgets

by Luke Landes
Broken Toaster

We live in an era of cheap, disposable goods. My closet full of clothing, much of it rarely worn, even though I sort through my wardrobe about once a year to eliminate items I no longer need, is a good indicator of this situation. For a good period when I was a kid, I wore ... Continue reading this article…

11 comments Read the full article →

Half of All Americans Are Not Saving for Retirement

by Luke Landes
Wall Street

In April, LIMRA, a think-tank for the financial industry, completed a survey intended to focus on the savings and investment preferences of those living and working in the United States. After receiving responses from 2,697 Americans, a representative sample of the country, LIMRA was able to determine that 49 percent of the country is not ... Continue reading this article…

20 comments Read the full article →

Podcast 160: The Rich and the Rest of Us

by Luke Landes

Today on the Consumerism Commentary Podcast, Jay Frosting and Luke Landes talk with Tavis Smiley, host of Tavis Smiley on PBS. With Dr. Cornel West, Tavis Smiley is the co-author of The Rich and the Rest of Us: A Poverty Manifesto. The interview in today’s podcast was scheduled to include Cornel West as well, but ... Continue reading this article…

3 comments Read the full article →

Tavis Smiley: Poverty Is a Threat to Democracy

by Luke Landes
Tavis Smiley

Tavis Smiley and Dr. Cornel West have been working hard to bring the issue of poverty into the consciousness of the citizens and political discourse of the United States. As a team, Smiley and West have been touring city to city, speaking to audiences concerned about the increasing wealth gap in this country. Their book, ... Continue reading this article…

18 comments Read the full article →
Page 51 of 527« First···4950515253···100150200···Last »