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As featured in The Wall Street Journal, Money Magazine, and more!

Positive Outlook

by Luke Landes

It’s true that maintaining a positive outlook can help keep your life together, generally or financially speaking. Here are steps from the CBS Marketwatch article: * Identify your traps. Figure out what your excuses are. One of mine, for example, is I’m not making enough money to cover all of my expenses. * Consider your ... Continue reading this article…

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Monthly Update – February

by Luke Landes

Two things helped to stabilize my net worth over the past month. First of all, the bonus, although relatively small, helped me out. Unfortunately, that money will go to my car insurance payment and the balance due on my taxes. Secondly, the market turned upwards in February, so my investments gained some value, although that ... Continue reading this article…

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Grease The Maitre d’

by Luke Landes

Marshall Loeb from CBS Moneywatch has published an article explaining how to properly “grease,” that is, tip in advance to ensure special service. His “tips” for discreet tipping: * Talk to the person in power. * Speak privately instead of in front of other customers. * Fold the bill with the denomination clearly visible by ... Continue reading this article…

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What My Future May Hold

by Luke Landes

A few weeks ago, I took the Law School Admissions Test (LSAT). My “career” hasn’t had much direction lately, so I’m considering changing course. Since I probably won’t have a decent enough test score to get into the top schools, I figure it’s best to save money and go for one less expensive and in-state, ... Continue reading this article…

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ING Direct Moves Up

by Luke Landes

Perhaps ING Direct has been feeling the heat from competitors. Today the online bank raised the interest rate offered on its savings account from 2.35 percent to 2.6 percent. The rate is still below Emigrant Direct, but I’ll still stick with ING for now. ING also offers referral bonuses; if I refer you through email to open ... Continue reading this article…

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New Coins

by Luke Landes

The new nickels will be put into circulation on February 28. They feature a close-up of Thomas Jefferson and I can’t say that I’m a fan of the new design. The reverse contains a new engraving of a bison. On March 3, the U.S. Mint will begin offering their standard 2005 proof coin set, a ... Continue reading this article…

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Saving Money With New Twins in the House

by Luke Landes

CNN Money profiled a family that needed to put more effort into saving after the motehr gave birth to twins. Some of their tactics include borrowing movies from the library instead of Blockbuster, getting haircuts and exercise at local colleges instead of salons and clubs, and shopping for groceries at superstores. By the way, they ... Continue reading this article…

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Luxuries You Can Live Without

by Luke Landes

M.P. Dunleavey adds this commentary on MSN Money. She talks about “luxury” products that draw the attention of middle-class individuals to help them feel like they have a wealthy lifestyle. One of her points is that the premium paid for a high end item very rarely justifies the price difference. Dunleavey includes examples of various ... Continue reading this article…

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Professional Blogger

by Luke Landes

Jason Kottke is leaving his full-time job to devote himself completely to his blog. He won’t be making money through advertising, he’ll be relying on the goodwill of visitors to pitch in. His basic donation is $30 and I’m sure he won’t have a problem finding 1,000 people to donate that much money. Is it ... Continue reading this article…

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Bonus Update

by Luke Landes

On a personal note, I received my bonus last week and it was a bit lower than I expected. I’m in a non-management position, so I get paid for overtime but I generaly expect a non-impressive bonus compared to most. I have to consider that I wasn’t at the company for a while last year ... Continue reading this article…

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