As featured in The Wall Street Journal, Money Magazine, and more!

More Landlord Disappointment

by Luke Landes

Since July 2003, I have been paying my rent with my credit card. I do this because it allows me to “float” for about 20 days and, more importantly, because I get a one percent discount on all credit card purchases. As of next month, they are discontinuing the allowance of credit card payments. I ... Continue reading this article…

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Extreme Money Ultimate Kung-Fu Challenge

by Luke Landes

Jeanne Sahadi takes the simple question, “How do you define ‘living within your means?’” and turns it into some kind of poorly-dubbed martial arts movie or strange game show (if you judge by the title of the article). Nevertheless, I agree her with her analysis of the above phrase: Ideally, I’d define living within your ... Continue reading this article…

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Short-Term Savings

by Luke Landes

The Motley Fool on the importance of short-term savings. Having an easily accessible cash stash can prove to be one of the most important parts of your saving and investing strategy. Maintaining the liquidity of the equivalent of six-to-twelve months of your expenses means that if you run into an emergency, you don’t have to ... Continue reading this article…

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Fast Forward and Get Rich?

by Luke Landes

Scott Burns from MSN Money preaches the benefits of TiVo. In this article he claims that a TiVo device pays for itself in the value of your time saved after 12.5 hours for the $100 price to buy the device and after an additional 6.5 hours for each monthly fee of $13. His assumption is ... Continue reading this article…

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Give Me More Money, Boss

by Luke Landes

How to ask your boss for more. You may notice many of my links come from CNN/Money. It’s their fault for being good. In any case, this article presents raise-negotiating tips to help persuade your tight, wimpy, intimidating, and/or passive-aggressive boss to give you that money you deserve. Here are some of my own—Flexo’s tips ... Continue reading this article…

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Financial Update – October

by Luke Landes

Below you’ll see the charts for the month. I still have one paycheck left to receive, so that should add to the month’s tally, but since I’ve done the last few months on the 23rd, I didn’t want to break that habit just yet. I guess it would make more sense to do this count ... Continue reading this article…

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Not-So-Good Realization

by Luke Landes

Remember when I was happy to realize I would be receiving three paychecks in December? I miscalculated. However, I will be receiving three paychecks this month, with the third one coming in next Friday. It’s a good thing, too, since I’ve been feeling financially strained lately. It would have been nice to have that “surprise” ... Continue reading this article…

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Salary Increase Disparity

by Luke Landes

News item from CNN/Money: CEO pay rose, worker wages fell. The disparity not only makes it tougher for workers to make ends meet, analysts said, but also threatens the overall health of the economy, which depends on consumer spending for two-thirds of its strength. Costs of the basic living necessities, like food and gas for ... Continue reading this article…

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My Name is Flexo, and I Approved This Message

by Luke Landes

Last week, I received the following email. I have changed the name of the firm for the safety of the author: Flexo- I enjoy reading the posts on your blog ‘Consumerism Commentary’. It is a well put together site. I was reading a post on 9/29 about your brokerage recently charging you an annual fee. ... Continue reading this article…

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Financial Advisors and Predators

by Luke Landes

Before you make any decisions regarding a financial advisor, read this commentary. The article, from The Motley Fool, gives the reader some tips on how to determine what your potential advisors true motivations are and why this is something important to consider.

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