As featured in The Wall Street Journal, Money Magazine, and more!

Life After Salary: I Am Selling 18 Months of Company Stock Today

by Luke Landes

My former employer has a generous company stock purchase plan for employees. Each quarter, the company offers the opportunity to buy stock at a discount of 15 percent off the share price at the close of the first day of the quarter or the last day of the quarter, which ever is lower. When I ... Continue reading this article…

20 comments Read the full article →

College Costs Well Worth the Investment, Better Than Stocks

by Luke Landes
Graduation

College tuition costs for undergraduates increase beyond the rate of inflation. Particularly in a recession-focused economy, it’s popular to question whether college degrees are worth spending the money. It’s hard to escape bias in opinions; successful college graduates see their circle of friends who have college degrees and are succeeding at a level higher than ... Continue reading this article…

12 comments Read the full article →

Put Your Credit Card on Ice

by Luke Landes
Ice cubes

One of the most popular suggestions for people trying to cure themselves from overspending with credit cards is to freeze credit cards in a block of ice. It’s a cute approach to removing the temptation to overspend. It’s a fun concept to consider. You can make an event out of the freezing process. Invite your ... Continue reading this article…

11 comments Read the full article →

Should Couples Get a Prenup?

by Luke Landes
Kim Kardashian

Prenuptial agreements are on the rise, as more individuals are concerned about losing their assets in the wake of the recession. Prenups, when handled correctly, can protect an individual’s assets in the increasingly likely event of divorce. Without a prenup explicitly defining how assets should be divvied up, if a divorce occurs, any income earned ... Continue reading this article…

18 comments Read the full article →

Chase Freedom $100 Bonus Cash Back

by Luke Landes

For the last six months, potential credit card customers have been courted by companies offering bigger bonuses and better offers. Different customers look for different things when choosing to sign up for a new credit card, whether it’s a 0 percent introductory interest rate, a lucrative rewards program, or thousands of miles to use on a ... Continue reading this article…

7 comments Read the full article →

Get Rich By Thinking About Being Rich

by Luke Landes

In her new book, Delusions of Gender: How Our Minds, Society, and Neurosexism Create Difference, the author, Cordelia Fine cites studies that show how our lives are affected directly by the labels we give ourselves. I’m not interested in the strictly gender-related aspects of this discussion, at least not for Consumerism Commentary, but I am ... Continue reading this article…

16 comments Read the full article →

Unplug Your Cable Box to Save Money

by Luke Landes
4017154065_22d8a9da13_b[1]

Set-top boxes continuously run in homes who have them. Cable boxes, satellite boxes, and digital video recorders (DVRs) are designed to constantly remain on, even while no one in the household is home. According to the National Resources Defense Council, these devices cost $3 billion to run every year, and $2 billion of that cost ... Continue reading this article…

24 comments Read the full article →

Updated: Hackers Steal Credit Card Numbers From 360,000 Citi Customers

by Luke Landes

The latest big business security breach affected Citigroup and about 1 percent of the company’s credit card customers. Hackers were able to access the customer database, finding customers’ names, credit card numbers, and email addresses free for the taking. The hackers were not able to gain access to other personal information, like Social Security numbers, card ... Continue reading this article…

14 comments Read the full article →

$300,000 on Credit Cards and an 815 FICO Score

by Luke Landes
2058416935_74d9232e74_b[1]

The choice to use credit cards tends to be more personal than financial. While credit card use can be the gateway to a lifetime buried in debt, it doesn’t have to be. Most people are Type A credit card users. Type A credit card users see credit cards as a tool for buying anything for ... Continue reading this article…

11 comments Read the full article →

Podcast 114: Summer Cooling Tips, Steve Rosenstock, EEI

by Luke Landes

Today on the Consumerism Commentary Podcast, Tom Dziubek speaks with Steve Rosenstock of the Edison Electric Institute (EEI) about tips to cool your house in the summer. Steve discusses many ways to cool your house down, including giving your air conditioning unit a checkup, using a programmable thermostat and several cheap and easy methods which ... Continue reading this article…

5 comments Read the full article →
Page 97 of 529« First···50···9596979899···150200250···Last »